Kauai County – Income, Rent, and Sales Price Guidelines (2026)

Posted on Jun 23, 2026 in 2026 HUD Income Guidelines

Effective Date: May 1, 2026

Income Schedule by Family Size (2026)

The following table presents income limits by family size, expressed as percentages of the Very Low Income levels established by HUD. These limits serve as guidelines for establishing sales/rental preferences.

Limits by Family Size 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
Median: $120,100
Adjustments for
family size		 0.7000 0.8000 0.9000 1.0000 1.0800 1.1600 1.2400 1.3200
10% $9,520 $10,880 $12,240 $13,590 $14,680 $15,770 $16,860 $17,940
20% $19,040 $21,760 $24,480 $27,180 $29,360 $31,540 $33,720 $35,880
30% $28,560 $32,640 $36,720 $40,770 $44,040 $47,310 $50,580 $53,820
40% $38,080 $43,520 $48,960 $54,360 $58,720 $63,080 $67,440 $71,760
50% $47,600 $54,400 $61,200 $67,950 $73,400 $78,850 $84,300 $89,700
% of Income 60% $57,120 $65,280 $73,440 $81,540 $88,080 $94,620 $101,160 $107,640
70% $66,640 $76,160 $85,680 $95,130 $102,760 $110,390 $118,020 $125,580
80% $76,160 $87,040 $97,920 $108,720 $117,440 $126,160 $134,880 $143,520
90% $85,680 $97,920 $110,160 $122,310 $132,120 $141,930 $151,740 $161,460
100% $95,200 $108,800 $122,400 $135,900 $146,800 $157,700 $168,600 $179,400
110% $104,720 $119,680 $134,640 $149,490 $161,480 $173,470 $185,460 $197,340
120% $114,240 $130,560 $146,880 $163,080 $176,160 $189,240 $202,320 $215,280
130% $123,760 $141,440 $159,120 $176,670 $190,840 $205,010 $219,180 $233,220
140% $133,280 $152,320 $171,360 $190,260 $205,520 $220,780 $236,040 $251,160

The U.S. Department of Housing and Urban Development (HUD) sets income limits that determine the eligibility of applicants for its assisted housing programs. HUD typically uses the Very Low-Income Limit (VLIL) as the basis for deriving other income limits. The VLIL is calculated by taking the 4-person income limit equal to 50% of the estimated median family income (based on the U.S. Census Bureau’s ACS median family income estimates) and making adjustments if this income is outside formula constraints. For example, the VLIL is increased for areas where rental housing costs are unusually high in relation to the median income or if it is less that the relevant State non-metropolitan median family income level. See https://www.huduser.gov/portal/datasets/il.html#faq_2026
These income limits are not used for projects funded with tax credits under section 42 of the Internal Revenue Code and projects financed with tax exempt housing bonds issued to provide qualified residential rental development under section 142 of the Internal Revenue Code, i.e., LITHC, RHRF, etc. Go to HHFDC’s website at https://dbedt.hawaii.gov/hhfdc/2026/06/26/2026-multifamily-tax-subsidy-project-income-limits for tax credit rental program projects.

NOTE: This chart is provided as a guide only. Verify all values before use. HUD VLIL methodology and related program rules apply; see HUD FAQs for details.



Affordable Rent Guidelines (2026)

Affordable rents are based on 30% of income (including utilities).

Area Median Kauai County (Median $120,100)
Percent of Median Studio 1 Bedroom 2 Bedroom 3 Bedroom 4 Bedroom
30% $714 $765 $918 $1,060 $1,182
50% $1,190 $1,275 $1,530 $1,766 $1,971
60% $1,428 $1,530 $1,836 $2,120 $2,365
80% $1,904 $2,040 $2,448 $2,827 $3,154
100% $2,380 $2,550 $3,060 $3,533 $3,942
120% $2,856 $3,060 $3,672 $4,240 $4,731
140% $3,332 $3,570 $4,284 $4,947 $5,519

*Area market rents may be lower than these rent guidelines.
**Monthly rent levels would include the cost of the following utilities: water, sanitary sewage services, electricity
and gas (where applicable). Please refer to the Utility Allowance Schedule for each island.**

You can view affordable sales price by:
Family Size  |  Bedroom



2026 Affordable Sales Price Guidelines by Family Size

County: Kauai       Family Size: 1 Person

% of Median
$ Income		 50%
$47,600		 60%
$57,120		 70%
$66,640		 80%
$76,160		 90%
$85,680		 100%
$95,200		 110%
$104,720		 120%
$114,240		 130%
$123,760		 140%
$133,280
Rate Maximum Affordable Sales Prices (upper limits)
0.00% $0 $0 $0 $0 $0 $0 $0 $0 $0 $0
4.00% $244,900 $293,900 $342,800 $391,800 $440,800 $489,800 $538,700 $587,700 $636,700 $685,700
4.25% $237,700 $285,200 $332,700 $380,200 $427,800 $475,300 $522,800 $570,400 $617,900 $665,400
4.50% $230,700 $276,900 $323,000 $369,200 $415,300 $461,500 $507,600 $553,800 $599,900 $646,100
4.75% $224,100 $268,900 $313,800 $358,600 $403,400 $448,200 $493,100 $537,900 $582,700 $627,500
5.00% $217,800 $261,300 $304,900 $348,500 $392,000 $435,600 $479,100 $522,700 $566,200 $609,800
5.25% $211,700 $254,100 $296,400 $338,800 $381,100 $423,400 $465,800 $508,100 $550,500 $592,800
5.50% $205,900 $247,100 $288,300 $329,500 $370,600 $411,800 $453,000 $494,200 $535,400 $576,500
5.75% $200,300 $240,400 $280,500 $320,500 $360,600 $400,700 $440,700 $480,800 $520,900 $560,900
6.00% $195,000 $234,000 $273,000 $312,000 $351,000 $390,000 $429,000 $468,000 $507,000 $546,000
6.25% $189,900 $227,900 $265,800 $303,800 $341,800 $379,800 $417,700 $455,700 $493,700 $531,700
6.50% $185,000 $222,000 $259,000 $295,900 $332,900 $369,900 $406,900 $443,900 $480,900 $517,900
6.75% $180,300 $216,300 $252,400 $288,400 $324,500 $360,500 $396,600 $432,600 $468,700 $504,700
7.00% $175,700 $210,900 $246,000 $281,200 $316,300 $351,500 $386,600 $421,700 $456,900 $492,000
7.25% $171,400 $205,700 $239,900 $274,200 $308,500 $342,800 $377,000 $411,300 $445,600 $479,900
7.50% $167,200 $200,600 $234,100 $267,500 $301,000 $334,400 $367,900 $401,300 $434,700 $468,200

County: Kauai       Family Size: 2 Person

% of Median
$ Income		 50%
$54,400		 60%
$65,280		 70%
$76,160		 80%
$87,040		 90%
$97,920		 100%
$108,800		 110%
$119,680		 120%
$130,560		 130%
$141,440		 140%
$152,320
Rate Maximum Affordable Sales Prices (upper limits)
0.00% $0 $0 $0 $0 $0 $0 $0 $0 $0 $0
4.00% $279,900 $335,800 $391,800 $447,800 $503,800 $559,700 $615,700 $671,700 $727,700 $783,600
4.25% $271,600 $325,900 $380,200 $434,600 $488,900 $543,200 $597,500 $651,900 $706,200 $760,500
4.50% $263,700 $316,400 $369,200 $421,900 $474,700 $527,400 $580,100 $632,900 $685,600 $738,400
4.75% $256,100 $307,400 $358,600 $409,800 $461,000 $512,300 $563,500 $614,700 $666,000 $717,200
5.00% $248,900 $298,700 $348,500 $398,200 $448,000 $497,800 $547,600 $597,400 $647,100 $696,900
5.25% $242,000 $290,400 $338,800 $387,100 $435,500 $483,900 $532,300 $580,700 $629,100 $677,500
5.50% $235,300 $282,400 $329,500 $376,500 $423,600 $470,600 $517,700 $564,800 $611,800 $658,900
5.75% $229,000 $274,800 $320,500 $366,300 $412,100 $457,900 $503,700 $549,500 $595,300 $641,100
6.00% $222,900 $267,400 $312,000 $356,600 $401,100 $445,700 $490,300 $534,900 $579,400 $624,000
6.25% $217,000 $260,400 $303,800 $347,200 $390,600 $434,000 $477,400 $520,800 $564,200 $607,600
6.50% $211,400 $253,700 $295,900 $338,200 $380,500 $422,800 $465,100 $507,300 $549,600 $591,900
6.75% $206,000 $247,200 $288,400 $329,600 $370,800 $412,000 $453,200 $494,400 $535,600 $576,800
7.00% $200,800 $241,000 $281,200 $321,300 $361,500 $401,700 $441,800 $482,000 $522,200 $562,300
7.25% $195,900 $235,000 $274,200 $313,400 $352,600 $391,700 $430,900 $470,100 $509,200 $548,400
7.50% $191,100 $229,300 $267,500 $305,700 $344,000 $382,200 $420,400 $458,600 $496,800 $535,100

County: Kauai       Family Size: 3 Person

% of Median
$ Income		 50%
$61,200		 60%
$73,440		 70%
$85,680		 80%
$97,920		 90%
$110,160		 100%
$122,400		 110%
$134,640		 120%
$146,880		 130%
$159,120		 140%
$171,360
Rate Maximum Affordable Sales Prices (upper limits)
0.00% $0 $0 $0 $0 $0 $0 $0 $0 $0 $0
4.00% $314,900 $377,800 $440,800 $503,800 $566,700 $629,700 $692,700 $755,600 $818,600 $881,600
4.25% $305,600 $366,700 $427,800 $488,900 $550,000 $611,100 $672,200 $733,300 $794,400 $855,600
4.50% $296,700 $356,000 $415,300 $474,700 $534,000 $593,300 $652,700 $712,000 $771,300 $830,700
4.75% $288,200 $345,800 $403,400 $461,000 $518,700 $576,300 $633,900 $691,600 $749,200 $806,800
5.00% $280,000 $336,000 $392,000 $448,000 $504,000 $560,000 $616,000 $672,000 $728,000 $784,000
5.25% $272,200 $326,700 $381,100 $435,500 $490,000 $544,400 $598,900 $653,300 $707,700 $762,200
5.50% $264,700 $317,700 $370,600 $423,600 $476,500 $529,500 $582,400 $635,400 $688,300 $741,300
5.75% $257,600 $309,100 $360,600 $412,100 $463,600 $515,200 $566,700 $618,200 $669,700 $721,200
6.00% $250,700 $300,900 $351,000 $401,100 $451,300 $501,400 $551,600 $601,700 $651,900 $702,000
6.25% $244,100 $293,000 $341,800 $390,600 $439,400 $488,300 $537,100 $585,900 $634,700 $683,600
6.50% $237,800 $285,400 $332,900 $380,500 $428,100 $475,600 $523,200 $570,800 $618,300 $665,900
6.75% $231,800 $278,100 $324,500 $370,800 $417,200 $463,500 $509,900 $556,200 $602,600 $648,900
7.00% $225,900 $271,100 $316,300 $361,500 $406,700 $451,900 $497,100 $542,200 $587,400 $632,600
7.25% $220,300 $264,400 $308,500 $352,600 $396,600 $440,700 $484,800 $528,800 $572,900 $617,000
7.50% $215,000 $258,000 $301,000 $344,000 $387,000 $430,000 $473,000 $515,900 $558,900 $601,900

County: Kauai       Family Size: 4 Person

% of Median
$ Income		 50%
$67,950		 60%
$81,540		 70%
$95,130		 80%
$108,720		 90%
$122,310		 100%
$135,900		 110%
$149,490		 120%
$163,080		 130%
$176,670		 140%
$190,260
Rate Maximum Affordable Sales Prices (upper limits)
0.00% $0 $0 $0 $0 $0 $0 $0 $0 $0 $0
4.00% $349,600 $419,500 $489,400 $559,300 $629,200 $699,200 $769,100 $839,000 $908,900 $978,800
4.25% $339,300 $407,100 $475,000 $542,800 $610,700 $678,500 $746,400 $814,200 $882,100 $949,900
4.50% $329,400 $395,300 $461,100 $527,000 $592,900 $658,800 $724,600 $790,500 $856,400 $922,300
4.75% $319,900 $383,900 $447,900 $511,900 $575,900 $639,900 $703,900 $767,900 $831,800 $895,800
5.00% $310,900 $373,100 $435,300 $497,400 $559,600 $621,800 $684,000 $746,100 $808,300 $870,500
5.25% $302,200 $362,700 $423,100 $483,600 $544,000 $604,500 $664,900 $725,400 $785,800 $846,300
5.50% $293,900 $352,700 $411,500 $470,300 $529,100 $587,900 $646,700 $705,500 $764,200 $823,000
5.75% $286,000 $343,200 $400,400 $457,600 $514,800 $572,000 $629,200 $686,400 $743,600 $800,800
6.00% $278,400 $334,000 $389,700 $445,400 $501,100 $556,700 $612,400 $668,100 $723,800 $779,400
6.25% $271,100 $325,300 $379,500 $433,700 $487,900 $542,100 $596,300 $650,500 $704,700 $759,000
6.50% $264,000 $316,900 $369,700 $422,500 $475,300 $528,100 $580,900 $633,700 $686,500 $739,300
6.75% $257,300 $308,800 $360,200 $411,700 $463,200 $514,600 $566,100 $617,600 $669,000 $720,500
7.00% $250,900 $301,000 $351,200 $401,400 $451,500 $501,700 $551,900 $602,100 $652,200 $702,400
7.25% $244,700 $293,600 $342,500 $391,400 $440,400 $489,300 $538,200 $587,200 $636,100 $685,000
7.50% $238,700 $286,400 $334,200 $381,900 $429,600 $477,400 $525,100 $572,900 $620,600 $668,300

County: Kauai       Family Size: 5 Person

% of Median
$ Income		 50%
$73,400		 60%
$88,080		 70%
$102,760		 80%
$117,440		 90%
$132,120		 100%
$146,800		 110%
$161,480		 120%
$176,160		 130%
$190,840		 140%
$205,520
Rate Maximum Affordable Sales Prices (upper limits)
0.00% $0 $0 $0 $0 $0 $0 $0 $0 $0 $0
4.00% $377,600 $453,100 $528,700 $604,200 $679,700 $755,200 $830,800 $906,300 $981,800 $1,057,300
4.25% $366,500 $439,800 $513,100 $586,400 $659,600 $732,900 $806,200 $879,500 $952,800 $1,026,100
4.50% $355,800 $427,000 $498,100 $569,300 $640,400 $711,600 $782,800 $853,900 $925,100 $996,300
4.75% $345,600 $414,700 $483,800 $553,000 $622,100 $691,200 $760,300 $829,400 $898,600 $967,700
5.00% $335,800 $403,000 $470,200 $537,300 $604,500 $671,700 $738,800 $806,000 $873,200 $940,300
5.25% $326,500 $391,800 $457,100 $522,400 $587,700 $652,900 $718,200 $783,500 $848,800 $914,100
5.50% $317,500 $381,000 $444,500 $508,000 $571,500 $635,000 $698,500 $762,000 $825,500 $889,000
5.75% $308,900 $370,700 $432,500 $494,300 $556,100 $617,900 $679,600 $741,400 $803,200 $865,000
6.00% $300,700 $360,800 $452,200 $516,800 $581,400 $646,000 $710,600 $775,200 $839,900 $904,500
6.25% $292,800 $351,400 $409,900 $468,500 $527,000 $585,600 $644,200 $702,700 $761,300 $819,800
6.50% $285,200 $342,300 $399,300 $456,400 $513,400 $570,400 $627,500 $684,500 $741,600 $798,600
6.75% $278,000 $333,500 $389,100 $444,700 $500,300 $555,900 $611,500 $667,100 $722,700 $778,300
7.00% $271,000 $325,200 $379,400 $433,600 $487,800 $542,000 $596,100 $650,300 $704,500 $758,700
7.25% $264,300 $317,100 $370,000 $422,800 $475,700 $528,500 $581,400 $634,300 $687,100 $740,000
7.50% $257,800 $309,400 $361,000 $412,500 $464,100 $515,700 $567,200 $618,800 $670,400 $721,900

County: Kauai       Family Size: 6 Person

% of Median
$ Income		 50%
$78,850		 60%
$94,620		 70%
$110,390		 80%
$126,160		 90%
$141,930		 100%
$157,700		 110%
$173,470		 120%
$189,240		 130%
$205,010		 140%
$220,780
Rate Maximum Affordable Sales Prices (upper limits)
0.00% $0 $0 $0 $0 $0 $0 $0 $0 $0 $0
4.00% $405,700 $486,800 $567,900 $649,100 $730,200 $811,300 $892,400 $973,600 $1,054,700 $1,135,800
4.25% $393,700 $472,400 $551,200 $629,900 $708,600 $787,400 $866,100 $944,800 $1,023,600 $1,102,300
4.50% $382,200 $458,700 $535,100 $611,600 $688,000 $764,400 $840,900 $917,300 $993,800 $1,070,200
4.75% $371,300 $445,500 $519,800 $594,000 $668,300 $742,500 $816,800 $891,000 $965,300 $1,039,500
5.00% $360,800 $432,900 $505,100 $577,200 $649,400 $721,500 $793,700 $865,800 $938,000 $1,010,100
5.25% $350,700 $420,900 $491,000 $561,100 $631,300 $701,400 $771,600 $841,700 $911,900 $982,000
5.50% $341,100 $409,300 $477,500 $545,700 $614,000 $682,200 $750,400 $818,600 $886,800 $955,000
5.75% $331,900 $398,200 $464,600 $531,000 $597,400 $663,700 $730,100 $796,500 $862,800 $929,200
6.00% $323,000 $387,600 $452,200 $516,800 $581,400 $646,000 $710,600 $775,200 $839,900 $904,500
6.25% $314,500 $377,400 $440,400 $503,300 $566,200 $629,100 $692,000 $754,900 $817,800 $880,700
6.50% $306,400 $367,700 $429,000 $490,200 $551,500 $612,800 $674,100 $735,400 $796,600 $857,900
6.75% $298,600 $358,300 $418,000 $477,700 $537,500 $597,200 $656,900 $716,600 $776,300 $836,100
7.00% $291,100 $349,300 $407,500 $465,800 $524,000 $582,200 $640,400 $698,600 $756,800 $815,100
7.25% $283,900 $340,700 $397,500 $454,200 $511,000 $567,800 $624,600 $681,300 $738,100 $794,900
7.50% $277,000 $332,400 $387,800 $443,200 $498,600 $554,000 $609,400 $664,700 $720,100 $775,500

Sales prices shown are upper limits and may not be acceptable to HHFDC or supported by market conditions. Housing costs such as maintenance fees, property taxes, utility fees and other homeownership costs are evaluated when establishing project‑specific sales prices. Prices are established based upon anticipated interest rates at the time of closing of unit sales.

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2026 Affordable Sales Price Guidelines by Bedroom

County: Kauai       Bedrooms: 0 Bedrooms

% of Median
$ Income		 50%
$47,600		 60%
$57,120		 70%
$66,640		 80%
$76,160		 90%
$85,680		 100%
$95,200		 110%
$104,720		 120%
$114,240		 130%
$123,760		 140%
$133,280
Rate Maximum Affordable Sales Prices (upper limits)
0.00% $0 $0 $0 $0 $0 $0 $0 $0 $0 $0
4.00% $244,900 $293,900 $342,800 $391,800 $440,800 $489,800 $538,700 $587,700 $636,700 $685,700
4.25% $237,700 $285,200 $332,700 $380,200 $427,800 $475,300 $522,800 $570,400 $617,900 $665,400
4.50% $230,700 $276,900 $323,000 $369,200 $415,300 $461,500 $507,600 $553,800 $599,900 $646,100
4.75% $224,100 $268,900 $313,800 $358,600 $403,400 $448,200 $493,100 $537,900 $582,700 $627,500
5.00% $217,800 $261,300 $304,900 $348,500 $392,000 $435,600 $479,100 $522,700 $566,200 $609,800
5.25% $211,700 $254,100 $296,400 $338,800 $381,100 $423,400 $465,800 $508,100 $550,500 $592,800
5.50% $205,900 $247,100 $288,300 $329,500 $370,600 $411,800 $453,000 $494,200 $535,400 $576,500
5.75% $200,300 $240,400 $280,500 $320,500 $360,600 $400,700 $440,700 $480,800 $520,900 $560,900
6.00% $195,000 $234,000 $273,000 $312,000 $351,000 $390,000 $429,000 $468,000 $507,000 $546,000
6.25% $189,900 $227,900 $265,800 $303,800 $341,800 $379,800 $417,700 $455,700 $493,700 $531,700
6.50% $185,000 $222,000 $259,000 $295,900 $332,900 $369,900 $406,900 $443,900 $480,900 $517,900
6.75% $180,300 $216,300 $252,400 $288,400 $324,500 $360,500 $396,600 $432,600 $468,700 $504,700
7.00% $175,700 $210,900 $246,000 $281,200 $316,300 $351,500 $386,600 $421,700 $456,900 $492,000
7.25% $171,400 $205,700 $239,900 $274,200 $308,500 $342,800 $377,000 $411,300 $445,600 $479,900
7.50% $167,200 $200,600 $234,100 $267,500 $301,000 $334,400 $367,900 $401,300 $434,700 $468,200

County: Kauai       Bedrooms: 1 Bedroom

% of Median
$ Income		 50%
$54,400		 60%
$65,280		 70%
$76,160		 80%
$87,040		 90%
$97,920		 100%
$108,800		 110%
$119,680		 120%
$130,560		 130%
$141,440		 140%
$152,320
Rate Maximum Affordable Sales Prices (upper limits)
0.00% $0 $0 $0 $0 $0 $0 $0 $0 $0 $0
4.00% $279,900 $335,800 $391,800 $447,800 $503,800 $559,700 $615,700 $671,700 $727,700 $783,600
4.25% $271,600 $325,900 $380,200 $434,600 $488,900 $543,200 $597,500 $651,900 $706,200 $760,500
4.50% $263,700 $316,400 $369,200 $421,900 $474,700 $527,400 $580,100 $632,900 $685,600 $738,400
4.75% $256,100 $307,400 $358,600 $409,800 $461,000 $512,300 $563,500 $614,700 $666,000 $717,200
5.00% $248,900 $298,700 $348,500 $398,200 $448,000 $497,800 $547,600 $597,400 $647,100 $696,900
5.25% $242,000 $290,400 $338,800 $387,100 $435,500 $483,900 $532,300 $580,700 $629,100 $677,500
5.50% $235,300 $282,400 $329,500 $376,500 $423,600 $470,600 $517,700 $564,800 $611,800 $658,900
5.75% $229,000 $274,800 $320,500 $366,300 $412,100 $457,900 $503,700 $549,500 $595,300 $641,100
6.00% $222,900 $267,400 $312,000 $356,600 $401,100 $445,700 $490,300 $534,900 $579,400 $624,000
6.25% $217,000 $260,400 $303,800 $347,200 $390,600 $434,000 $477,400 $520,800 $564,200 $607,600
6.50% $211,400 $253,700 $295,900 $338,200 $380,500 $422,800 $465,100 $507,300 $549,600 $591,900
6.75% $206,000 $247,200 $288,400 $329,600 $370,800 $412,000 $453,200 $494,400 $535,600 $576,800
7.00% $200,800 $241,000 $281,200 $321,300 $361,500 $401,700 $441,800 $482,000 $522,200 $562,300
7.25% $195,900 $235,000 $274,200 $313,400 $352,600 $391,700 $430,900 $470,100 $509,200 $548,400
7.50% $191,100 $229,300 $267,500 $305,700 $344,000 $382,200 $420,400 $458,600 $496,800 $535,100

County: Kauai       Bedrooms: 2 Bedrooms

% of Median
$ Income		 50%
$61,200		 60%
$73,440		 70%
$85,680		 80%
$97,920		 90%
$110,160		 100%
$122,400		 110%
$134,640		 120%
$146,880		 130%
$159,120		 140%
$171,360
Rate Maximum Affordable Sales Prices (upper limits)
0.00% $0 $0 $0 $0 $0 $0 $0 $0 $0 $0
4.00% $314,900 $377,800 $440,800 $503,800 $566,700 $629,700 $692,700 $755,600 $818,600 $881,600
4.25% $305,600 $366,700 $427,800 $488,900 $550,000 $611,100 $672,200 $733,300 $794,400 $855,600
4.50% $296,700 $356,000 $415,300 $474,700 $534,000 $593,300 $652,700 $712,000 $771,300 $830,700
4.75% $288,200 $345,800 $403,400 $461,000 $518,700 $576,300 $633,900 $691,600 $749,200 $806,800
5.00% $280,000 $336,000 $392,000 $448,000 $504,000 $560,000 $616,000 $672,000 $728,000 $784,000
5.25% $272,200 $326,700 $381,100 $435,500 $490,000 $544,400 $598,900 $653,300 $707,700 $762,200
5.50% $264,700 $317,700 $370,600 $423,600 $476,500 $529,500 $582,400 $635,400 $688,300 $741,300
5.75% $257,600 $309,100 $360,600 $412,100 $463,600 $515,200 $566,700 $618,200 $669,700 $721,200
6.00% $250,700 $300,900 $351,000 $401,100 $451,300 $501,400 $551,600 $601,700 $651,900 $702,000
6.25% $244,100 $293,000 $341,800 $390,600 $439,400 $488,300 $537,100 $585,900 $634,700 $683,600
6.50% $237,800 $285,400 $332,900 $380,500 $428,100 $475,600 $523,200 $570,800 $618,300 $665,900
6.75% $231,800 $278,100 $324,500 $370,800 $417,200 $463,500 $509,900 $556,200 $602,600 $648,900
7.00% $225,900 $271,100 $316,300 $361,500 $406,700 $451,900 $497,100 $542,200 $587,400 $632,600
7.25% $220,300 $264,400 $308,500 $352,600 $396,600 $440,700 $484,800 $528,800 $572,900 $617,000
7.50% $215,000 $258,000 $301,000 $344,000 $387,000 $430,000 $473,000 $515,900 $558,900 $601,900

County: Kauai       Bedrooms: 3 Bedrooms

% of Median
$ Income		 50%
$67,950		 60%
$81,540		 70%
$95,130		 80%
$108,720		 90%
$122,310		 100%
$135,900		 110%
$149,490		 120%
$163,080		 130%
$176,670		 140%
$190,260
Rate Maximum Affordable Sales Prices (upper limits)
0.00% $0 $0 $0 $0 $0 $0 $0 $0 $0 $0
4.00% $349,600 $419,500 $489,400 $559,300 $629,200 $699,200 $769,100 $839,000 $908,900 $978,800
4.25% $339,300 $407,100 $475,000 $542,800 $610,700 $678,500 $746,400 $814,200 $882,100 $949,900
4.50% $329,400 $395,300 $461,100 $527,000 $592,900 $658,800 $724,600 $790,500 $856,400 $922,300
4.75% $319,900 $383,900 $447,900 $511,900 $575,900 $639,900 $703,900 $767,900 $831,800 $895,800
5.00% $310,900 $373,100 $435,300 $497,400 $559,600 $621,800 $684,000 $746,100 $808,300 $870,500
5.25% $302,200 $362,700 $423,100 $483,600 $544,000 $604,500 $664,900 $725,400 $785,800 $846,300
5.50% $293,900 $352,700 $411,500 $470,300 $529,100 $587,900 $646,700 $705,500 $764,200 $823,000
5.75% $286,000 $343,200 $400,400 $457,600 $514,800 $572,000 $629,200 $686,400 $743,600 $800,800
6.00% $278,400 $334,000 $389,700 $445,400 $501,100 $556,700 $612,400 $668,100 $723,800 $779,400
6.25% $271,100 $325,300 $379,500 $433,700 $487,900 $542,100 $596,300 $650,500 $704,700 $759,000
6.50% $264,000 $316,900 $369,700 $422,500 $475,300 $528,100 $580,900 $633,700 $686,500 $739,300
6.75% $257,300 $308,800 $360,200 $411,700 $463,200 $514,600 $566,100 $617,600 $669,000 $720,500
7.00% $250,900 $301,000 $351,200 $401,400 $451,500 $501,700 $551,900 $602,100 $652,200 $702,400
7.25% $244,700 $293,600 $342,500 $391,400 $440,400 $489,300 $538,200 $587,200 $636,100 $685,000
7.50% $238,700 $286,400 $334,200 $381,900 $429,600 $477,400 $525,100 $572,900 $620,600 $668,300

County: Kauai       Bedrooms: 4 Bedrooms

% of Median
$ Income		 50%
$73,400		 60%
$88,080		 70%
$102,760		 80%
$117,440		 90%
$132,120		 100%
$146,800		 110%
$161,480		 120%
$176,160		 130%
$190,840		 140%
$205,520
Rate Maximum Affordable Sales Prices (upper limits)
0.00% $0 $0 $0 $0 $0 $0 $0 $0 $0 $0
4.00% $377,600 $453,100 $528,700 $604,200 $679,700 $755,200 $830,800 $906,300 $981,800 $1,057,300
4.25% $366,500 $439,800 $513,100 $586,400 $659,600 $732,900 $806,200 $879,500 $952,800 $1,026,100
4.50% $355,800 $427,000 $498,100 $569,300 $640,400 $711,600 $782,800 $853,900 $925,100 $996,300
4.75% $345,600 $414,700 $483,800 $553,000 $622,100 $691,200 $760,300 $829,400 $898,600 $967,700
5.00% $335,800 $403,000 $470,200 $537,300 $604,500 $671,700 $738,800 $806,000 $873,200 $940,300
5.25% $326,500 $391,800 $457,100 $522,400 $587,700 $652,900 $718,200 $783,500 $848,800 $914,100
5.50% $317,500 $381,000 $444,500 $508,000 $571,500 $635,000 $698,500 $762,000 $825,500 $889,000
5.75% $308,900 $370,700 $432,500 $494,300 $556,100 $617,900 $679,600 $741,400 $803,200 $865,000
6.00% $300,700 $360,800 $421,000 $481,100 $541,200 $601,400 $661,500 $721,700 $781,800 $841,900
6.25% $292,800 $351,400 $409,900 $468,500 $527,000 $585,600 $644,200 $702,700 $761,300 $819,800
6.50% $285,200 $342,300 $399,300 $456,400 $513,400 $570,400 $627,500 $684,500 $741,600 $798,600
6.75% $278,000 $333,500 $389,100 $444,700 $500,300 $555,900 $611,500 $667,100 $722,700 $778,300
7.00% $271,000 $325,200 $379,400 $433,600 $487,800 $542,000 $596,100 $650,300 $704,500 $758,700
7.25% $264,300 $317,100 $370,000 $422,800 $475,700 $528,500 $581,400 $634,300 $687,100 $740,000
7.50% $257,800 $309,400 $361,000 $412,500 $464,100 $515,700 $567,200 $618,800 $670,400 $721,900

Occupancy guideline reference (HAR §15‑308‑25): Studio—1 person; 1BR—2 persons; 2BR—3 persons; 3BR—4 persons; 4BR—5 persons.
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Mortgage & Pricing Assumptions

  • Mortgage term: 30 years (360 monthly payments).
  • Mortgage expense: 28.00% — Principal & Interest (P&I) only.
  • Down payment: 5.00%.
  • Max housing expense: 38.00% — If the sum of monthly P&I, real property taxes, HOA/maintenance, PMI (if applicable), homeowner’s insurance, and lease rent (if any) exceeds 38% of monthly income, maximum pricing may be adjusted downward.

Notes

These income limits are not used for projects funded with tax credits under IRC §42 or tax exempt housing bonds under IRC §142 (e.g., LIHTC, RHRF). For MTSP/Tax Credit rental program projects, refer to HHFDC’s posted MTSP Income Limits.
Disclaimer: This document is provided as a guide only. Users are responsible for verifying all numbers and ensuring compliance with applicable program rules and regulations.