Information for HHFDC Homeowners
HHFDC Services for Residents
Affordable homeownership is a cornerstone of Hawaiʻi’s housing stability. We are honored to support you in upholding the standards of your affordability program.
If you purchased your home through an HHFDC-sponsored affordable housing development, your property is likely subject to long-term affordability restrictions designed to ensure these homes continue to serve Hawaiʻi’s local families.
Residential Leasehold Services SHORTCUT
HHFDC Request for Lease Information
Access guidelines and PDF forms for formal property action approvals and lease management.
This page serves as your gateway resource for managing these obligations as an owner-occupant. Whether you need to request HHFDC consent for a mortgage refinance, add a name to your title, or clarify your requirements under the SAE and Buyback programs, the links below will help you through the process. We encourage all homeowners to review these materials carefully to ensure your property remains in good standing.
Understanding SAE & Buyback Program Obligations
Buyback Program: This is a protective deed restriction that grants HHFDC the “first option” to repurchase your home if you sell or transfer the title within the first 10 years of ownership. It ensures the property remains owner-occupied and affordable during this initial control period. This restriction automatically expires 10 years after your deed is recorded.
Shared Appreciation Equity (SAE): This program requires homeowners to share a fixed percentage of their home’s net appreciation with the State of Hawaiʻi when the property is sold, transferred, or rented. Unlike the Buyback program, the SAE restriction does not expire and remains tied to the property title until the State’s share is paid in full.
If you need to request information regarding your property or require official HHFDC administrative action, please download and complete the appropriate form below.
SAE / Buyback Information FORM DOWNLOAD
This form is used to formally request HHFDC review of your program status regarding buyback options or equity calculations. It ensures that all administrative processing for your home’s affordability restrictions is documented and compliant with state requirements.
How to Submit a Request
Send the above completed document with any required attachments to HHFDC:
Fax: (808) 587-0600
Email: [email protected]
