Hawaii County – Income, Rent, and Sales Price Guidelines (2026) | Hawaiʻi Housing Finance & Development Corporation

Hawaii County – Income, Rent, and Sales Price Guidelines (2026)

Posted on Jun 23, 2026 in 2026 HUD Income Guidelines

Effective Date: May 1, 2026

Income Schedule by Family Size (2026)

The following table presents income limits by family size, expressed as percentages of the Very Low Income levels established by HUD. These limits serve as guidelines for establishing sales/rental preferences.

Limits by Family Size		1 Person	2 Person	3 Person	4 Person	5 Person	6 Person	7 Person	8 Person
Median: $98,300
Adjustments for family size		0.7000	0.8000	0.9000	1.0000	1.0800	1.1600	1.2400	1.3200
	10%	$8,470	$9,680	$10,890	$12,100	$13,070	$14,040	$15,010	$15,980
	20%	$16,940	$19,360	$21,780	$24,200	$26,140	$28,080	$30,020	$31,960
	30%	$25,410	$29,040	$32,670	$36,300	$39,210	$42,120	$45,030	$47,940
	40%	$33,880	$38,720	$43,560	$48,400	$52,280	$56,160	$60,040	$63,920
	50%	$42,350	$48,400	$54,450	$60,500	$65,350	$70,200	$75,050	$79,900
% of Income	60%	$50,820	$58,080	$65,340	$72,600	$78,420	$84,240	$90,060	$95,880
	70%	$59,290	$67,760	$76,230	$84,700	$91,490	$98,280	$105,070	$111,860
	80%	$67,760	$77,440	$87,120	$96,800	$104,560	$112,320	$120,080	$127,840
	90%	$76,230	$87,120	$98,010	$108,900	$117,630	$126,360	$135,090	$143,820
	100%	$84,700	$96,800	$108,900	$121,000	$130,700	$140,400	$150,100	$159,800
	110%	$93,170	$106,480	$119,790	$133,100	$143,770	$154,440	$165,110	$175,780
	120%	$101,640	$116,160	$130,680	$145,200	$156,840	$168,480	$180,120	$191,760
	130%	$110,110	$125,840	$141,570	$157,300	$169,910	$182,520	$195,130	$207,740
	140%	$118,580	$135,520	$152,460	$169,400	$182,980	$196,560	$210,140	$223,720

The U.S. Department of Housing and Urban Development (HUD) sets income limits that determine the eligibility of applicants for its assisted housing programs. HUD typically uses the Very Low-Income Limit (VLIL) as the basis for deriving other income limits. The VLIL is calculated by taking the 4-person income limit equal to 50% of the estimated median family income (based on the U.S. Census Bureau’s ACS median family income estimates) and making adjustments if this income is outside formula constraints. For example, the VLIL is increased for areas where rental housing costs are unusually high in relation to the median income or if it is less that the relevant State non-metropolitan median family income level. See https://www.huduser.gov/portal/datasets/il.html#faq_2026
These income limits are not used for projects funded with tax credits under section 42 of the Internal Revenue Code and projects financed with tax exempt housing bonds issued to provide qualified residential rental development under section 142 of the Internal Revenue Code, i.e., LITHC, RHRF, etc. Go to HHFDC’s website at https://dbedt.hawaii.gov/hhfdc/2026/06/26/2026-multifamily-tax-subsidy-project-income-limits/ for tax credit rental program projects.

NOTE: This chart is provided as a guide only. Verify all values before use. HUD VLIL methodology and related program rules apply; see HUD FAQs for details.

Affordable Rent Guidelines (2026)

Affordable rents are based on 30% of income (including utilities).

Area Median	Hawaii County (Median $98,300)
Percent of Median	Studio	1 Bedroom	2 Bedroom	3 Bedroom	4 Bedroom
30%	$635	$680	$816	$943	$1,053
50%	$1,058	$1,134	$1,361	$1,573	$1,755
60%	$1,270	$1,361	$1,633	$1,887	$2,106
80%	$1,694	$1,815	$2,178	$2,517	$2,808
100%	$2,117	$2,268	$2,722	$3,146	$3,510
120%	$2,541	$2,722	$3,267	$3,775	$4,212
140%	$2,964	$3,176	$3,811	$4,404	$4,914

*Area market rents may be lower than these rent guidelines.
**Monthly rent levels would include the cost of the following utilities: water, sanitary sewage services, electricity
and gas (where applicable). Please refer to the Utility Allowance Schedule for each island.

You can view affordable sales price by:
Family Size | Bedroom

Affordable Sales Price Guidelines by Family Size

County: Hawaii Family Size: 1 Person

% of Median $ Income	50% $42,350	60% $50,820	70% $59,290	80% $67,760	90% $76,230	100% $84,700	110% $93,170	120% $101,640	130% $110,110	140% $118,580
Rate	Maximum Affordable Sales Prices (upper limits)
0.00%	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
4.00%	$217,900	$261,500	$305,000	$348,600	$392,200	$435,800	$479,300	$522,900	$566,500	$610,100
4.25%	$211,400	$253,700	$296,000	$338,300	$380,600	$422,900	$465,200	$507,500	$549,800	$592,000
4.50%	$205,300	$246,300	$287,400	$328,500	$369,500	$410,600	$451,600	$492,700	$533,800	$574,800
4.75%	$199,400	$239,300	$279,200	$319,000	$358,900	$398,800	$438,700	$478,600	$518,400	$558,300
5.00%	$193,800	$232,500	$271,300	$310,000	$348,800	$387,500	$426,300	$465,000	$503,800	$542,500
5.25%	$188,400	$226,000	$263,700	$301,400	$339,100	$376,700	$414,400	$452,100	$489,800	$527,400
5.50%	$183,200	$219,800	$256,500	$293,100	$329,800	$366,400	$403,000	$439,700	$476,300	$513,000
5.75%	$178,200	$213,900	$249,500	$285,200	$320,800	$356,500	$392,100	$427,800	$463,400	$499,100
6.00%	$173,500	$208,200	$242,900	$277,600	$312,300	$347,000	$381,700	$416,400	$451,100	$485,800
6.25%	$168,900	$202,700	$236,500	$270,300	$304,100	$337,900	$371,700	$405,400	$439,200	$473,000
6.50%	$164,600	$197,500	$230,400	$263,300	$296,200	$329,100	$362,000	$395,000	$427,900	$460,800
6.75%	$160,400	$192,400	$224,500	$256,600	$288,700	$320,700	$352,800	$384,900	$417,000	$449,000
7.00%	$156,300	$187,600	$218,900	$250,200	$281,400	$312,700	$344,000	$375,200	$406,500	$437,800
7.25%	$152,500	$183,000	$213,500	$244,000	$274,500	$305,000	$335,500	$365,900	$396,400	$426,900
7.50%	$148,800	$178,500	$208,300	$238,000	$267,800	$297,500	$327,300	$357,000	$386,800	$416,500

County: Hawaii Family Size: 2 Persons

% of Median $ Income	50% $48,400	60% $58,080	70% $67,760	80% $77,440	90% $87,120	100% $96,800	110% $106,480	120% $116,160	130% $125,840	140% $135,520
Rate	Maximum Affordable Sales Prices (upper limits)
0.00%	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
4.00%	$249,000	$298,800	$348,600	$398,400	$448,200	$498,000	$547,800	$597,600	$647,400	$697,200
4.25%	$241,600	$290,000	$338,300	$386,600	$435,000	$483,300	$531,600	$580,000	$628,300	$676,600
4.50%	$234,600	$281,500	$328,500	$375,400	$422,300	$469,200	$516,200	$563,100	$610,000	$656,900
4.75%	$227,900	$273,500	$319,000	$364,600	$410,200	$455,800	$501,400	$546,900	$592,500	$638,100
5.00%	$221,400	$265,700	$310,000	$354,300	$398,600	$442,900	$487,200	$531,500	$575,800	$620,000
5.25%	$215,300	$258,300	$301,400	$344,400	$387,500	$430,600	$473,600	$516,700	$559,700	$602,800
5.50%	$209,400	$251,200	$293,100	$335,000	$376,900	$418,700	$460,600	$502,500	$544,400	$586,200
5.75%	$203,700	$244,400	$285,200	$325,900	$366,700	$407,400	$448,200	$488,900	$529,600	$570,400
6.00%	$198,300	$237,900	$277,600	$317,200	$356,900	$396,600	$436,200	$475,900	$515,500	$555,200
6.25%	$193,100	$231,700	$270,300	$308,900	$347,500	$386,100	$424,800	$463,400	$502,000	$540,600
6.50%	$188,100	$225,700	$263,300	$300,900	$338,500	$376,200	$413,800	$451,400	$489,000	$526,600
6.75%	$183,300	$219,900	$256,600	$293,300	$329,900	$366,600	$403,200	$439,900	$476,500	$513,200
7.00%	$178,700	$214,400	$250,200	$285,900	$321,600	$357,400	$393,100	$428,800	$464,600	$500,300
7.25%	$174,300	$209,100	$244,000	$278,800	$313,700	$348,500	$383,400	$418,200	$453,100	$487,900
7.50%	$170,000	$204,000	$238,000	$272,000	$306,000	$340,000	$374,000	$408,000	$442,000	$476,000

County: Hawaii Family Size: 3 Persons

% of Median $ Income	50% $54,450	60% $65,340	70% $76,230	80% $87,120	90% $98,010	100% $108,900	110% $119,790	120% $130,680	130% $141,570	140% $152,460
Rate	Maximum Affordable Sales Prices (upper limits)
0.00%	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
4.00%	$280,100	$336,200	$392,200	$448,200	$504,200	$560,300	$616,300	$672,300	$728,300	$784,400
4.25%	$271,900	$326,200	$380,600	$435,000	$489,300	$543,700	$598,100	$652,500	$706,800	$761,200
4.50%	$263,900	$316,700	$369,500	$422,300	$475,100	$527,900	$580,700	$633,500	$686,300	$739,000
4.75%	$256,400	$307,600	$358,900	$410,200	$461,500	$512,700	$564,000	$615,300	$666,600	$717,800
5.00%	$249,100	$299,000	$348,800	$398,600	$448,400	$498,300	$548,100	$597,900	$647,700	$697,600
5.25%	$242,200	$290,600	$339,100	$387,500	$435,900	$484,400	$532,800	$581,300	$629,700	$678,100
5.50%	$235,500	$282,600	$329,800	$376,900	$424,000	$471,100	$518,200	$565,300	$612,400	$659,500
5.75%	$229,200	$275,000	$320,800	$366,700	$412,500	$458,300	$504,200	$550,000	$595,800	$641,700
6.00%	$223,100	$267,700	$312,300	$356,900	$401,500	$446,100	$490,700	$535,300	$580,000	$624,600
6.25%	$217,200	$260,600	$304,100	$347,500	$391,000	$434,400	$477,900	$521,300	$564,700	$608,200
6.50%	$211,600	$253,900	$296,200	$338,500	$380,900	$423,200	$465,500	$507,800	$550,100	$592,400
6.75%	$206,200	$247,400	$288,700	$329,900	$371,100	$412,400	$453,600	$494,900	$536,100	$577,300
7.00%	$201,000	$241,200	$281,400	$321,600	$361,800	$402,000	$442,200	$482,400	$522,600	$562,800
7.25%	$196,000	$235,300	$274,500	$313,700	$352,900	$392,100	$431,300	$470,500	$509,700	$548,900
7.50%	$191,300	$229,500	$267,800	$306,000	$344,300	$382,500	$420,800	$459,000	$497,300	$535,500

County: Hawaii Family Size: 4 Persons

% of Median $ Income	50% $60,500	60% $72,600	70% $84,700	80% $96,800	90% $108,900	100% $121,000	110% $133,100	120% $145,200	130% $157,300	140% $169,400
Rate	Maximum Affordable Sales Prices (upper limits)
0.00%	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
4.00%	$311,300	$373,500	$435,800	$498,000	$560,300	$622,500	$684,800	$747,000	$809,300	$871,500
4.25%	$302,100	$362,500	$422,900	$483,300	$543,700	$604,100	$664,500	$724,900	$785,400	$845,800
4.50%	$293,300	$351,900	$410,600	$469,200	$527,900	$586,500	$645,200	$703,900	$762,500	$821,200
4.75%	$284,900	$341,800	$398,800	$455,800	$512,700	$569,700	$626,700	$683,700	$740,600	$797,600
5.00%	$276,800	$332,200	$387,500	$442,900	$498,300	$553,600	$609,000	$664,300	$719,700	$775,100
5.25%	$269,100	$322,900	$376,700	$430,600	$484,400	$538,200	$592,000	$645,800	$699,700	$753,500
5.50%	$261,700	$314,100	$366,400	$418,700	$471,100	$523,400	$575,800	$628,100	$680,400	$732,800
5.75%	$254,600	$305,600	$356,500	$407,400	$458,300	$509,300	$560,200	$611,100	$662,000	$713,000
6.00%	$247,800	$297,400	$347,000	$396,600	$446,100	$495,700	$545,300	$594,800	$644,400	$694,000
6.25%	$241,300	$289,600	$337,900	$386,100	$434,400	$482,700	$530,900	$579,200	$627,500	$675,700
6.50%	$235,100	$282,100	$329,100	$376,200	$423,200	$470,200	$517,200	$564,200	$611,200	$658,300
6.75%	$229,100	$274,900	$320,700	$366,600	$412,400	$458,200	$504,000	$549,800	$595,700	$641,500
7.00%	$223,400	$268,000	$312,700	$357,400	$402,000	$446,700	$491,400	$536,000	$580,700	$625,400
7.25%	$217,800	$261,400	$305,000	$348,500	$392,100	$435,700	$479,200	$522,800	$566,400	$609,900
7.50%	$212,500	$255,000	$297,500	$340,000	$382,500	$425,000	$467,500	$510,000	$552,500	$595,100

County: Hawaii Family Size: 5 Persons

% of Median $ Income	50% $65,350	60% $78,420	70% $91,490	80% $104,560	90% $117,630	100% $130,700	110% $143,770	120% $156,840	130% $169,910	140% $182,980
Rate	Maximum Affordable Sales Prices (upper limits)
0.00%	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
4.00%	$336,200	$403,400	$470,700	$537,900	$605,200	$672,400	$739,600	$806,900	$874,100	$941,400
4.25%	$326,300	$391,500	$456,800	$522,000	$587,300	$652,600	$717,800	$783,100	$848,300	$913,600
4.50%	$316,800	$380,100	$443,500	$506,900	$570,200	$633,600	$696,900	$760,300	$823,600	$887,000
4.75%	$307,700	$369,200	$430,800	$492,300	$553,900	$615,400	$676,900	$738,500	$800,000	$861,500
5.00%	$299,000	$358,800	$418,600	$478,400	$538,200	$598,000	$657,800	$717,600	$777,400	$837,200
5.25%	$290,700	$348,800	$406,900	$465,100	$523,200	$581,300	$639,500	$697,600	$755,700	$813,900
5.50%	$282,700	$339,200	$395,800	$452,300	$508,800	$565,400	$621,900	$678,500	$735,000	$791,500
5.75%	$275,000	$330,100	$385,100	$440,100	$495,100	$550,100	$605,100	$660,100	$715,100	$770,100
6.00%	$267,700	$321,300	$374,800	$428,300	$481,900	$535,400	$589,000	$642,500	$696,100	$749,600
6.25%	$260,700	$312,800	$365,000	$417,100	$469,200	$521,400	$573,500	$625,600	$677,800	$729,900
6.50%	$253,900	$304,700	$355,500	$406,300	$457,100	$507,900	$558,700	$609,500	$660,200	$711,000
6.75%	$247,500	$297,000	$346,500	$396,000	$445,400	$494,900	$544,400	$593,900	$643,400	$692,900
7.00%	$241,300	$289,500	$337,800	$386,000	$434,300	$482,500	$530,800	$579,000	$627,300	$675,500
7.25%	$235,300	$282,300	$329,400	$376,500	$423,500	$470,600	$517,600	$564,700	$611,800	$658,800
7.50%	$229,600	$275,500	$321,400	$367,300	$413,200	$459,100	$505,000	$550,900	$596,800	$642,800

County: Hawaii Family Size: 6 Persons

% of Median $ Income	50% $70,200	60% $84,240	70% $98,280	80% $112,320	90% $126,360	100% $140,400	110% $154,440	120% $168,480	130% $182,520	140% $196,560
Rate	Maximum Affordable Sales Prices (upper limits)
0.00%	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
4.00%	$361,200	$433,400	$505,600	$577,800	$650,100	$722,300	$794,500	$866,800	$939,000	$1,011,200
4.25%	$350,500	$420,600	$490,700	$560,800	$630,900	$701,000	$771,100	$841,200	$911,300	$981,400
4.50%	$340,300	$408,400	$476,400	$544,500	$612,500	$680,600	$748,600	$816,700	$884,800	$952,800
4.75%	$330,500	$396,600	$462,700	$528,900	$595,000	$661,100	$727,200	$793,300	$859,400	$925,500
5.00%	$321,200	$385,400	$449,700	$513,900	$578,100	$642,400	$706,600	$770,900	$835,100	$899,300
5.25%	$312,200	$374,700	$437,100	$499,600	$562,000	$624,500	$686,900	$749,400	$811,800	$874,300
5.50%	$303,700	$364,400	$425,100	$485,900	$546,600	$607,300	$668,100	$728,800	$789,500	$850,300
5.75%	$295,500	$354,500	$413,600	$472,700	$531,800	$590,900	$650,000	$709,100	$768,200	$827,300
6.00%	$287,600	$345,100	$402,600	$460,100	$517,700	$575,200	$632,700	$690,200	$747,700	$805,200
6.25%	$280,000	$336,000	$392,000	$448,100	$504,100	$560,100	$616,100	$672,100	$728,100	$784,100
6.50%	$272,800	$327,300	$381,900	$436,500	$491,000	$545,600	$600,100	$654,700	$709,300	$763,800
6.75%	$265,800	$319,000	$372,200	$425,300	$478,500	$531,700	$584,800	$638,000	$691,200	$744,300
7.00%	$259,200	$311,000	$362,800	$414,700	$466,500	$518,300	$570,200	$622,000	$673,800	$725,700
7.25%	$252,800	$303,300	$353,900	$404,400	$455,000	$505,500	$556,100	$606,600	$657,200	$707,700
7.50%	$246,600	$295,900	$345,200	$394,500	$443,900	$493,200	$542,500	$591,800	$641,100	$690,500

Sales prices shown are upper limits and may not be acceptable to HHFDC or supported by market conditions. Housing costs such as maintenance fees, property taxes, utility fees and other homeownership costs are evaluated when establishing project‑specific sales prices. Prices are established based upon anticipated interest rates at the time of closing of unit sales.

2026 Affordable Sales Price Guidelines by Bedroom

County: Hawaii Bedrooms : 0 Bedrooms

% of Median $ Income	50% $42,350	60% $50,820	70% $59,290	80% $67,760	90% $76,230	100% $84,700	110% $93,170	120% $101,640	130% $110,110	140% $118,580
Rate	Maximum Affordable Sales Prices (upper limits)
0.00%	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
4.00%	$217,900	$261,500	$305,000	$348,600	$392,200	$435,800	$479,300	$522,900	$566,500	$610,100
4.25%	$211,400	$253,700	$296,000	$338,300	$380,600	$422,900	$465,200	$507,500	$549,800	$592,000
4.50%	$205,300	$246,300	$287,400	$328,500	$369,500	$410,600	$451,600	$492,700	$533,800	$574,800
4.75%	$199,400	$239,300	$279,200	$319,000	$358,900	$398,800	$438,700	$478,600	$518,400	$558,300
5.00%	$193,800	$232,500	$271,300	$310,000	$348,800	$387,500	$426,300	$465,000	$503,800	$542,500
5.25%	$188,400	$226,000	$263,700	$301,400	$339,100	$376,700	$414,400	$452,100	$489,800	$527,400
5.50%	$183,200	$219,800	$256,500	$293,100	$329,800	$366,400	$403,000	$439,700	$476,300	$513,000
5.75%	$178,200	$213,900	$249,500	$285,200	$320,800	$356,500	$392,100	$427,800	$463,400	$499,100
6.00%	$173,500	$208,200	$242,900	$277,600	$312,300	$347,000	$381,700	$416,400	$451,100	$485,800
6.25%	$168,900	$202,700	$236,500	$270,300	$304,100	$337,900	$371,700	$405,400	$439,200	$473,000
6.50%	$164,600	$197,500	$230,400	$263,300	$296,200	$329,100	$362,000	$395,000	$427,900	$460,800
6.75%	$160,400	$192,400	$224,500	$256,600	$288,700	$320,700	$352,800	$384,900	$417,000	$449,000
7.00%	$156,300	$187,600	$218,900	$250,200	$281,400	$312,700	$344,000	$375,200	$406,500	$437,800
7.25%	$152,500	$183,000	$213,500	$244,000	$274,500	$305,000	$335,500	$365,900	$396,400	$426,900
7.50%	$148,800	$178,500	$208,300	$238,000	$267,800	$297,500	$327,300	$357,000	$386,800	$416,500

County: Hawaii Bedrooms : 1 Bedroom

% of Median $ Income	50% $48,400	60% $58,080	70% $67,760	80% $77,440	90% $87,120	100% $96,800	110% $106,480	120% $116,160	130% $125,840	140% $135,520
Rate	Maximum Affordable Sales Prices (upper limits)
0.00%	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
4.00%	$249,000	$298,800	$348,600	$398,400	$448,200	$498,000	$547,800	$597,600	$647,400	$697,200
4.25%	$241,600	$290,000	$338,300	$386,600	$435,000	$483,300	$531,600	$580,000	$628,300	$676,600
4.50%	$234,600	$281,500	$328,500	$375,400	$422,300	$469,200	$516,200	$563,100	$610,000	$656,900
4.75%	$227,900	$273,500	$319,000	$364,600	$410,200	$455,800	$501,400	$546,900	$592,500	$638,100
5.00%	$221,400	$265,700	$310,000	$354,300	$398,600	$442,900	$487,200	$531,500	$575,800	$620,000
5.25%	$215,300	$258,300	$301,400	$344,400	$387,500	$430,600	$473,600	$516,700	$559,700	$602,800
5.50%	$209,400	$251,200	$293,100	$335,000	$376,900	$418,700	$460,600	$502,500	$544,400	$586,200
5.75%	$203,700	$244,400	$285,200	$325,900	$366,700	$407,400	$448,200	$488,900	$529,600	$570,400
6.00%	$198,300	$237,900	$277,600	$317,200	$356,900	$396,600	$436,200	$475,900	$515,500	$555,200
6.25%	$193,100	$231,700	$270,300	$308,900	$347,500	$386,100	$424,800	$463,400	$502,000	$540,600
6.50%	$188,100	$225,700	$263,300	$300,900	$338,500	$376,200	$413,800	$451,400	$489,000	$526,600
6.75%	$183,300	$219,900	$256,600	$293,300	$329,900	$366,600	$403,200	$439,900	$476,500	$513,200
7.00%	$178,700	$214,400	$250,200	$285,900	$321,600	$357,400	$393,100	$428,800	$464,600	$500,300
7.25%	$174,300	$209,100	$244,000	$278,800	$313,700	$348,500	$383,400	$418,200	$453,100	$487,900
7.50%	$170,000	$204,000	$238,000	$272,000	$306,000	$340,000	$374,000	$408,000	$442,000	$476,000

County: Hawaii Bedrooms : 2 Bedrooms

% of Median $ Income	50% $54,450	60% $65,340	70% $76,230	80% $87,120	90% $98,010	100% $108,900	110% $119,790	120% $130,680	130% $141,570	140% $152,460
Rate	Maximum Affordable Sales Prices (upper limits)
0.00%	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
4.00%	$280,100	$336,200	$392,200	$448,200	$504,200	$560,300	$616,300	$672,300	$728,300	$784,400
4.25%	$271,900	$326,200	$380,600	$435,000	$489,300	$543,700	$598,100	$652,500	$706,800	$761,200
4.50%	$263,900	$316,700	$369,500	$422,300	$475,100	$527,900	$580,700	$633,500	$686,300	$739,000
4.75%	$256,400	$307,600	$358,900	$410,200	$461,500	$512,700	$564,000	$615,300	$666,600	$717,800
5.00%	$249,100	$299,000	$348,800	$398,600	$448,400	$498,300	$548,100	$597,900	$647,700	$697,600
5.25%	$242,200	$290,600	$339,100	$387,500	$435,900	$484,400	$532,800	$581,300	$629,700	$678,100
5.50%	$235,500	$282,600	$329,800	$376,900	$424,000	$471,100	$518,200	$565,300	$612,400	$659,500
5.75%	$229,200	$275,000	$320,800	$366,700	$412,500	$458,300	$504,200	$550,000	$595,800	$641,700
6.00%	$223,100	$267,700	$312,300	$356,900	$401,500	$446,100	$490,700	$535,300	$580,000	$624,600
6.25%	$217,200	$260,600	$304,100	$347,500	$391,000	$434,400	$477,900	$521,300	$564,700	$608,200
6.50%	$211,600	$253,900	$296,200	$338,500	$380,900	$423,200	$465,500	$507,800	$550,100	$592,400
6.75%	$206,200	$247,400	$288,700	$329,900	$371,100	$412,400	$453,600	$494,900	$536,100	$577,300
7.00%	$201,000	$241,200	$281,400	$321,600	$361,800	$402,000	$442,200	$482,400	$522,600	$562,800
7.25%	$196,000	$235,300	$274,500	$313,700	$352,900	$392,100	$431,300	$470,500	$509,700	$548,900
7.50%	$191,300	$229,500	$267,800	$306,000	$344,300	$382,500	$420,800	$459,000	$497,300	$535,500

County: Hawaii Bedrooms : 3 Bedrooms

% of Median $ Income	50% $60,500	60% $72,600	70% $84,700	80% $96,800	90% $108,900	100% $121,000	110% $133,100	120% $145,200	130% $157,300	140% $169,400
Rate	Maximum Affordable Sales Prices (upper limits)
0.00%	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
4.00%	$311,300	$373,500	$435,800	$498,000	$560,300	$622,500	$684,800	$747,000	$809,300	$871,500
4.25%	$302,100	$362,500	$422,900	$483,300	$543,700	$604,100	$664,500	$724,900	$785,400	$845,800
4.50%	$293,300	$351,900	$410,600	$469,200	$527,900	$586,500	$645,200	$703,900	$762,500	$821,200
4.75%	$284,900	$341,800	$398,800	$455,800	$512,700	$569,700	$626,700	$683,700	$740,600	$797,600
5.00%	$276,800	$332,200	$387,500	$442,900	$498,300	$553,600	$609,000	$664,300	$719,700	$775,100
5.25%	$269,100	$322,900	$376,700	$430,600	$484,400	$538,200	$592,000	$645,800	$699,700	$753,500
5.50%	$261,700	$314,100	$366,400	$418,700	$471,100	$523,400	$575,800	$628,100	$680,400	$732,800
5.75%	$254,600	$305,600	$356,500	$407,400	$458,300	$509,300	$560,200	$611,100	$662,000	$713,000
6.00%	$247,800	$297,400	$347,000	$396,600	$446,100	$495,700	$545,300	$594,800	$644,400	$694,000
6.25%	$241,300	$289,600	$337,900	$386,100	$434,400	$482,700	$530,900	$579,200	$627,500	$675,700
6.50%	$235,100	$282,100	$329,100	$376,200	$423,200	$470,200	$517,200	$564,200	$611,200	$658,300
6.75%	$229,100	$274,900	$320,700	$366,600	$412,400	$458,200	$504,000	$549,800	$595,700	$641,500
7.00%	$223,400	$268,000	$312,700	$357,400	$402,000	$446,700	$491,400	$536,000	$580,700	$625,400
7.25%	$217,800	$261,400	$305,000	$348,500	$392,100	$435,700	$479,200	$522,800	$566,400	$609,900
7.50%	$212,500	$255,000	$297,500	$340,000	$382,500	$425,000	$467,500	$510,000	$552,500	$595,100

County: Hawaii Bedrooms : 4 Bedrooms

% of Median $ Income	50% $65,350	60% $78,420	70% $91,490	80% $104,560	90% $117,630	100% $130,700	110% $143,770	120% $156,840	130% $169,910	140% $182,980
Rate	Maximum Affordable Sales Prices (upper limits)
0.00%	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
4.00%	$336,200	$403,400	$470,700	$537,900	$605,200	$672,400	$739,600	$806,900	$874,100	$941,400
4.25%	$326,300	$391,500	$456,800	$522,000	$587,300	$652,600	$717,800	$783,100	$848,300	$913,600
4.50%	$316,800	$380,100	$443,500	$506,900	$570,200	$633,600	$696,900	$760,300	$823,600	$887,000
4.75%	$307,700	$369,200	$430,800	$492,300	$553,900	$615,400	$676,900	$738,500	$800,000	$861,500
5.00%	$299,000	$358,800	$418,600	$478,400	$538,200	$598,000	$657,800	$717,600	$777,400	$837,200
5.25%	$290,700	$348,800	$406,900	$465,100	$523,200	$581,300	$639,500	$697,600	$755,700	$813,900
5.50%	$282,700	$339,200	$395,800	$452,300	$508,800	$565,400	$621,900	$678,500	$735,000	$791,500
5.75%	$275,000	$330,100	$385,100	$440,100	$495,100	$550,100	$605,100	$660,100	$715,100	$770,100
6.00%	$267,700	$321,300	$374,800	$428,300	$481,900	$535,400	$589,000	$642,500	$696,100	$749,600
6.25%	$260,700	$312,800	$365,000	$417,100	$469,200	$521,400	$573,500	$625,600	$677,800	$729,900
6.50%	$253,900	$304,700	$355,500	$406,300	$457,100	$507,900	$558,700	$609,500	$660,200	$711,000
6.75%	$247,500	$297,000	$346,500	$396,000	$445,400	$494,900	$544,400	$593,900	$643,400	$692,900
7.00%	$241,300	$289,500	$337,800	$386,000	$434,300	$482,500	$530,800	$579,000	$627,300	$675,500
7.25%	$235,300	$282,300	$305,000	$348,500	$392,100	$435,700	$479,200	$522,800	$566,400	$609,900
7.50%	$229,600	$275,500	$321,400	$367,300	$413,200	$459,100	$505,000	$550,900	$596,800	$642,800

Occupancy guideline reference (HAR §15‑308‑25): Studio—1 person; 1BR—2 persons; 2BR—3 persons; 3BR—4 persons; 4BR—5 persons.
Back to Top

Mortgage & Pricing Assumptions

Mortgage term: 30 years (360 monthly payments).
Mortgage expense: 28.00% — Principal & Interest (P&I) only.
Down payment: 5.00%.
Max housing expense: 38.00% — If the sum of monthly P&I, real property taxes, HOA/maintenance, PMI (if applicable), homeowner’s insurance, and lease rent (if any) exceeds 38% of monthly income, maximum pricing may be adjusted downward.

Notes

These income limits are not used for projects funded with tax credits under IRC §42 or tax exempt housing bonds under IRC §142 (e.g., LIHTC, RHRF). For MTSP/Tax Credit rental program projects, refer to HHFDC’s posted MTSP Income Limits.
Disclaimer: This document is provided as a guide only. Users are responsible for verifying all numbers and ensuring compliance with applicable program rules and regulations.

Hawaiʻi Housing Finance & Development Corporation