Honolulu County – Income, Rent, and Sales Price Guidelines (2026)

Posted on Jun 23, 2026 in 2026 HUD Income Guidelines

Effective Date: May 1, 2026

Income Schedule by Family Size (2026)

The following table presents income limits by family size, expressed as percentages of the Very Low Income levels established by HUD. These limits serve as guidelines for establishing sales/rental preferences.

Limits by Family Size 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
Median: $133,400
Adjustments for
family size		 0.7000 0.8000 0.9000 1.0000 1.0800 1.1600 1.2400 1.3200
10% $10,780 $12,320 $13,860 $15,400 $16,640 $17,870 $19,100 $20,330
20% $21,560 $24,640 $27,720 $30,800 $33,280 $35,740 $38,200 $40,660
30% $32,340 $36,960 $41,580 $46,200 $49,920 $53,610 $57,300 $60,990
40% $43,120 $49,280 $55,440 $61,600 $66,560 $71,480 $76,400 $81,320
50% $53,900 $61,600 $69,300 $77,000 $83,200 $89,350 $95,500 $101,650
% of Income 60% $64,680 $73,920 $83,160 $92,400 $99,840 $107,220 $114,600 $121,980
70% $75,460 $86,240 $97,020 $107,800 $116,480 $125,090 $133,700 $142,310
80% $86,240 $98,560 $110,880 $123,200 $133,120 $142,960 $152,800 $162,640
90% $97,020 $110,880 $124,740 $138,600 $149,760 $160,830 $171,900 $182,970
100% $107,800 $123,200 $138,600 $154,000 $166,400 $178,700 $191,000 $203,300
110% $118,580 $135,520 $152,460 $169,400 $183,040 $196,570 $210,100 $223,630
120% $129,360 $147,840 $166,320 $184,800 $199,680 $214,440 $229,200 $243,960
130% $140,140 $160,160 $180,180 $200,200 $216,320 $232,310 $248,300 $264,290
140% $150,920 $172,480 $194,040 $215,600 $232,960 $250,180 $267,400 $284,620

The U.S. Department of Housing and Urban Development (HUD) sets income limits that determine the eligibility of applicants for its assisted housing programs. HUD typically uses the Very Low-Income Limit (VLIL) as the basis for deriving other income limits. The VLIL is calculated by taking the 4-person income limit equal to 50% of the estimated median family income (based on the U.S. Census Bureau’s ACS median family income estimates) and making adjustments if this income is outside formula constraints. For example, the VLIL is increased for areas where rental housing costs are unusually high in relation to the median income or if it is less that the relevant State non-metropolitan median family income level. See https://www.huduser.gov/portal/datasets/il.html#faq_2026
These income limits are not used for projects funded with tax credits under section 42 of the Internal Revenue Code and projects financed with tax exempt housing bonds issued to provide qualified residential rental development under section 142 of the Internal Revenue Code, i.e., LITHC, RHRF, etc. Go to HHFDC’s website at https://dbedt.hawaii.gov/hhfdc/2026/06/26/2026-multifamily-tax-subsidy-project-income-limits for tax credit rental program projects.

NOTE: This chart is provided as a guide only. Verify all values before use. HUD VLIL methodology and related program rules apply; see HUD FAQs for details.

 

Affordable Rent Guidelines (2026)

Affordable rents are based on 30% of income (including utilities).

Area Median Honolulu County (Median $133,400)
Percent of Median Studio 1 Bedroom 2 Bedroom 3 Bedroom 4 Bedroom
30% $808 $866 $1,039 $1,201 $1,340
50% $1,347 $1,443 $1,732 $2,002 $2,233
60% $1,617 $1,732 $2,079 $2,403 $2,680
80% $2,156 $2,310 $2,772 $3,204 $3,574
100% $2,695 $2,887 $3,465 $4,005 $4,467
120% $3,234 $3,465 $4,158 $4,806 $5,361
140% $3,773 $4,042 $4,851 $5,607 $6,254

*Area market rents may be lower than these rent guidelines.
**Monthly rent levels would include the cost of the following utilities: water, sanitary sewage services, electricity
and gas (where applicable). Please refer to the Utility Allowance Schedule for each island.

You can view affordable sales price by:
Family Size  |  Bedroom

2026 Affordable Sales Price Guidelines by Family Size

County: Honolulu Family Size: 1 Person

% of Median
$ Income		 50%
$53,900		 60%
$64,680		 70%
$75,460		 80%
$86,240		 90%
$97,020		 100%
$107,800		 110%
$118,580		 120%
$129,360		 130%
$140,140		 140%
$150,920
Rate Maximum Affordable Sales Prices (upper limits)
0.00% $0 $0 $0 $0 $0 $0 $0 $0 $0 $0
4.00% $277,300 $332,800 $388,200 $443,700 $499,100 $554,600 $610,100 $665,500 $721,000 $776,400
4.25% $269,100 $322,900 $376,800 $430,600 $484,400 $538,200 $592,000 $645,900 $699,700 $753,500
4.50% $261,300 $313,500 $365,800 $418,000 $470,300 $522,600 $574,800 $627,100 $679,300 $731,600
4.75% $253,800 $304,500 $355,300 $406,100 $456,800 $507,600 $558,300 $609,100 $659,800 $710,600
5.00% $246,600 $295,900 $345,300 $394,600 $443,900 $493,200 $542,500 $591,900 $641,200 $690,500
5.25% $239,700 $287,700 $335,600 $383,600 $431,500 $479,500 $527,400 $575,400 $623,300 $671,300
5.50% $233,200 $279,800 $326,400 $373,100 $419,700 $466,300 $513,000 $559,600 $606,200 $652,800
5.75% $226,900 $272,200 $317,600 $363,000 $408,300 $453,700 $499,100 $544,500 $589,800 $635,200
6.00% $220,800 $265,000 $309,100 $353,300 $397,500 $441,600 $485,800 $529,900 $574,100 $618,300
6.25% $215,000 $258,000 $301,000 $344,000 $387,000 $430,000 $473,000 $516,000 $559,000 $602,000
6.50% $209,400 $251,300 $293,200 $335,100 $377,000 $418,900 $460,800 $502,700 $544,600 $586,500
6.75% $204,100 $244,900 $285,800 $326,600 $367,400 $408,200 $449,000 $489,900 $530,700 $571,500
7.00% $199,000 $238,800 $278,600 $318,400 $358,200 $398,000 $437,800 $477,600 $517,400 $557,200
7.25% $194,100 $232,900 $271,700 $310,500 $349,300 $388,100 $426,900 $465,800 $504,600 $543,400
7.50% $189,300 $227,200 $265,100 $302,900 $340,800 $378,700 $416,500 $454,400 $492,300 $530,100

County: Honolulu      Family Size: 2 Person

% of Median
$ Income		 50%
$61,600		 60%
$73,920		 70%
$86,240		 80%
$98,560		 90%
$110,880		 100%
$123,200		 110%
$135,520		 120%
$147,840		 130%
$160,160		 140%
$172,480
Rate Maximum Affordable Sales Prices (upper limits)
0.00% $0 $0 $0 $0 $0 $0 $0 $0 $0 $0
4.00% $316,900 $380,300 $443,700 $507,100 $570,400 $633,800 $697,200 $760,600 $824,000 $887,400
4.25% $307,600 $369,100 $430,600 $492,100 $553,600 $615,100 $676,600 $738,100 $799,600 $861,200
4.50% $298,600 $358,300 $418,000 $477,800 $537,500 $597,200 $656,900 $716,600 $776,400 $836,100
4.75% $290,000 $348,000 $406,100 $464,100 $522,100 $580,100 $638,100 $696,100 $754,100 $812,100
5.00% $281,800 $338,200 $394,600 $450,900 $507,300 $563,700 $620,000 $676,400 $732,800 $789,200
5.25% $274,000 $328,800 $383,600 $438,400 $493,200 $548,000 $602,800 $657,600 $712,400 $767,200
5.50% $266,500 $319,800 $373,100 $426,400 $479,600 $532,900 $586,200 $639,500 $692,800 $746,100
5.75% $259,300 $311,100 $363,000 $414,800 $466,700 $518,500 $570,400 $622,200 $674,100 $725,900
6.00% $252,400 $302,800 $353,300 $403,800 $454,200 $504,700 $555,200 $605,600 $656,100 $706,600
6.25% $245,700 $294,900 $344,000 $393,200 $442,300 $491,500 $540,600 $589,700 $638,900 $688,000
6.50% $239,400 $287,200 $335,100 $383,000 $430,900 $478,700 $526,600 $574,500 $622,400 $670,200
6.75% $233,300 $279,900 $326,600 $373,200 $419,900 $466,500 $513,200 $559,800 $606,500 $653,200
7.00% $227,400 $272,900 $318,400 $363,900 $409,300 $454,800 $500,300 $545,800 $591,300 $636,800
7.25% $221,800 $266,100 $310,500 $354,900 $399,200 $443,600 $487,900 $532,300 $576,600 $621,000
7.50% $216,400 $259,700 $302,900 $346,200 $389,500 $432,800 $476,000 $519,300 $562,600 $605,900

County: Honolulu      Family Size: 3 Person

% of Median
$ Income		 50%
$69,300		 60%
$83,160		 70%
$97,020		 80%
$110,880		 90%
$124,740		 100%
$138,600		 110%
$152,460		 120%
$166,320		 130%
$180,180		 140%
$194,040
Rate Maximum Affordable Sales Prices (upper limits)
0.00% $0 $0 $0 $0 $0 $0 $0 $0 $0 $0
4.00% $356,500 $427,800 $499,100 $570,400 $641,700 $713,100 $784,400 $855,700 $927,000 $998,300
4.25% $346,000 $415,200 $484,400 $553,600 $622,800 $692,000 $761,200 $830,400 $899,600 $968,800
4.50% $335,900 $403,100 $470,300 $537,500 $604,700 $671,900 $739,000 $806,200 $873,400 $940,600
4.75% $326,300 $391,600 $456,800 $522,100 $587,300 $652,600 $717,800 $783,100 $848,400 $913,600
5.00% $317,100 $380,500 $443,900 $507,300 $570,700 $634,100 $697,600 $761,000 $824,400 $887,800
5.25% $308,200 $369,900 $431,500 $493,200 $554,800 $616,500 $678,100 $739,800 $801,400 $863,100
5.50% $299,800 $359,700 $419,700 $479,600 $539,600 $599,600 $659,500 $719,500 $779,400 $839,400
5.75% $291,700 $350,000 $408,300 $466,700 $525,000 $583,300 $641,700 $700,000 $758,300 $816,700
6.00% $283,900 $340,700 $397,500 $454,200 $511,000 $567,800 $624,600 $681,400 $738,100 $794,900
6.25% $276,400 $331,700 $387,000 $442,300 $497,600 $552,900 $608,200 $663,500 $718,800 $774,000
6.50% $269,300 $323,100 $377,000 $430,900 $484,700 $538,600 $592,400 $646,300 $700,200 $754,000
6.75% $262,400 $314,900 $367,400 $419,900 $472,400 $524,900 $577,300 $629,800 $682,300 $734,800
7.00% $255,800 $307,000 $358,200 $409,300 $460,500 $511,700 $562,800 $614,000 $665,200 $716,400
7.25% $249,500 $299,400 $349,300 $399,200 $449,100 $499,000 $548,900 $598,800 $648,700 $698,600
7.50% $243,400 $292,100 $340,800 $389,500 $438,200 $486,900 $535,500 $584,200 $632,900 $681,600

County: Honolulu      Family Size: 4 Person

% of Median
$ Income		 50%
$77,000		 60%
$92,400		 70%
$107,800		 80%
$123,200		 90%
$138,600		 100%
$154,000		 110%
$169,400		 120%
$184,800		 130%
$200,200		 140%
$215,600
Rate Maximum Affordable Sales Prices (upper limits)
0.00% $0 $0 $0 $0 $0 $0 $0 $0 $0 $0
4.00% $396,100 $475,400 $554,600 $633,800 $713,100 $792,300 $871,500 $950,700 $1,030,000 $1,109,200
4.25% $384,400 $461,300 $538,200 $615,100 $692,000 $768,900 $845,800 $922,700 $999,600 $1,076,400
4.50% $373,300 $447,900 $522,600 $597,200 $671,900 $746,500 $821,200 $895,800 $970,500 $1,045,100
4.75% $362,500 $435,100 $507,600 $580,100 $652,600 $725,100 $797,600 $870,100 $942,600 $1,015,100
5.00% $352,300 $422,800 $493,200 $563,700 $634,100 $704,600 $775,100 $845,500 $916,000 $986,400
5.25% $342,500 $411,000 $479,500 $548,000 $616,500 $685,000 $753,500 $822,000 $890,500 $959,000
5.50% $333,100 $399,700 $466,300 $532,900 $599,600 $666,200 $732,800 $799,400 $866,000 $932,600
5.75% $324,100 $388,900 $453,700 $518,500 $583,300 $648,200 $713,000 $777,800 $842,600 $907,400
6.00% $315,400 $378,500 $441,600 $504,700 $567,800 $630,900 $694,000 $757,100 $820,100 $883,200
6.25% $307,200 $368,600 $430,000 $491,500 $552,900 $614,300 $675,700 $737,200 $798,600 $860,000
6.50% $299,200 $359,100 $418,900 $478,700 $538,600 $598,400 $658,300 $718,100 $778,000 $837,800
6.75% $291,600 $349,900 $408,200 $466,500 $524,900 $583,200 $641,500 $699,800 $758,100 $816,400
7.00% $284,300 $341,100 $398,000 $454,800 $511,700 $568,500 $625,400 $682,200 $739,100 $795,900
7.25% $277,200 $332,700 $388,100 $443,600 $499,000 $554,500 $609,900 $665,400 $720,800 $776,300
7.50% $270,500 $324,600 $378,700 $432,800 $486,900 $541,000 $595,100 $649,100 $703,200 $757,300

County: Honolulu      Family Size: 5 Person

% of Median
$ Income		 50%
$83,200		 60%
$99,840		 70%
$116,480		 80%
$133,120		 90%
$149,760		 100%
$166,400		 110%
$183,040		 120%
$199,680		 130%
$216,320		 140%
$232,960
Rate Maximum Affordable Sales Prices (upper limits)
0.00% $0 $0 $0 $0 $0 $0 $0 $0 $0 $0
4.00% $428,000 $513,600 $599,300 $684,900 $770,500 $856,100 $941,700 $1,027,300 $1,112,900 $1,198,500
4.25% $415,400 $498,500 $581,600 $664,600 $747,700 $830,800 $913,900 $997,000 $1,080,000 $1,163,100
4.50% $403,300 $484,000 $564,600 $645,300 $726,000 $806,600 $887,300 $967,900 $1,048,600 $1,129,300
4.75% $391,700 $470,100 $548,400 $626,800 $705,100 $783,500 $861,800 $940,200 $1,018,500 $1,096,900
5.00% $380,700 $456,800 $532,900 $609,100 $685,200 $761,300 $837,500 $913,600 $989,700 $1,065,900
5.25% $370,100 $444,100 $518,100 $592,100 $666,100 $740,100 $814,100 $888,200 $962,200 $1,036,200
5.50% $359,900 $431,900 $503,900 $575,900 $647,800 $719,800 $791,800 $863,800 $935,800 $1,007,700
5.75% $350,200 $420,200 $490,200 $560,300 $630,300 $700,300 $770,400 $840,400 $910,400 $980,500
6.00% $340,800 $409,000 $477,200 $545,300 $613,500 $681,700 $749,800 $818,000 $886,200 $954,400
6.25% $331,900 $398,300 $464,600 $531,000 $597,400 $663,800 $730,200 $796,500 $862,900 $929,300
6.50% $323,300 $388,000 $452,600 $517,300 $581,900 $646,600 $711,300 $775,900 $840,600 $905,300
6.75% $315,100 $378,100 $441,100 $504,100 $567,100 $630,100 $693,100 $756,200 $819,200 $882,200
7.00% $307,200 $368,600 $430,000 $491,400 $552,900 $614,300 $675,700 $737,200 $798,600 $860,000
7.25% $299,600 $359,500 $419,400 $479,300 $539,200 $599,100 $659,000 $718,900 $778,800 $838,800
7.50% $292,300 $350,700 $409,200 $467,600 $526,100 $584,500 $643,000 $701,400 $759,900 $818,300

County: Honolulu      Family Size: 6 Person

% of Median
$ Income		 50%
$89,350		 60%
$107,220		 70%
$125,090		 80%
$142,960		 90%
$160,830		 100%
$178,700		 110%
$196,570		 120%
$214,440		 130%
$232,310		 140%
$250,180
Rate Maximum Affordable Sales Prices (upper limits)
0.00% $0 $0 $0 $0 $0 $0 $0 $0 $0 $0
4.00% $459,700 $551,600 $643,500 $735,500 $827,400 $919,400 $1,011,300 $1,103,200 $1,195,200 $1,287,100
4.25% $446,100 $535,300 $624,500 $713,800 $803,000 $892,200 $981,400 $1,070,600 $1,159,900 $1,249,100
4.50% $433,100 $519,700 $606,400 $693,000 $779,600 $866,200 $952,900 $1,039,500 $1,126,100 $1,212,700
4.75% $420,700 $504,800 $589,000 $673,100 $757,300 $841,400 $925,500 $1,009,700 $1,093,800 $1,178,000
5.00% $408,800 $490,600 $572,300 $654,100 $735,900 $817,600 $899,400 $981,100 $1,062,900 $1,144,700
5.25% $397,400 $476,900 $556,400 $635,900 $715,400 $794,800 $874,300 $953,800 $1,033,300 $1,112,800
5.50% $386,500 $463,800 $541,100 $618,400 $695,700 $773,000 $850,300 $927,600 $1,004,900 $1,082,200
5.75% $376,100 $451,300 $526,500 $601,700 $676,900 $752,100 $827,300 $902,500 $977,700 $1,053,000
6.00% $366,000 $439,200 $512,400 $585,700 $658,900 $732,100 $805,300 $878,500 $951,700 $1,024,900
6.25% $356,400 $427,700 $499,000 $570,300 $641,600 $712,800 $784,100 $855,400 $926,700 $998,000
6.50% $347,200 $416,600 $486,100 $555,500 $625,000 $694,400 $763,800 $833,300 $902,700 $972,200
6.75% $338,400 $406,000 $473,700 $541,400 $609,000 $676,700 $744,400 $812,100 $879,700 $947,400
7.00% $329,900 $395,800 $461,800 $527,800 $593,700 $659,700 $725,700 $791,700 $857,600 $923,600
7.25% $321,700 $386,000 $450,400 $514,700 $579,100 $643,400 $707,700 $772,100 $836,400 $900,800
7.50% $313,900 $376,600 $439,400 $502,200 $564,900 $627,700 $690,500 $753,300 $816,000 $878,800

Sales prices shown are upper limits and may not be acceptable to HHFDC or supported by market conditions. Housing costs such as maintenance fees, property taxes, utility fees and other homeownership costs are evaluated when establishing project‑specific sales prices. Prices are established based upon anticipated interest rates at the time of closing of unit sales.
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2026 Affordable Sales Price Guidelines by Bedroom

County: Honolulu      Bedrooms: 0 Bedroom (Studio)

% of Median
$ Income		 50%
$53,900		 60%
$64,680		 70%
$75,460		 80%
$86,240		 90%
$97,020		 100%
$107,800		 110%
$118,580		 120%
$129,360		 130%
$140,140		 140%
$150,920
Rate Maximum Affordable Sales Prices (upper limits)
0.00% $0 $0 $0 $0 $0 $0 $0 $0 $0 $0
4.00% $277,300 $332,800 $388,200 $443,700 $499,100 $554,600 $610,100 $665,500 $721,000 $776,400
4.25% $269,100 $322,900 $376,800 $430,600 $484,400 $538,200 $592,000 $645,900 $699,700 $753,500
4.50% $261,300 $313,500 $365,800 $418,000 $470,300 $522,600 $574,800 $627,100 $679,300 $731,600
4.75% $253,800 $304,500 $355,300 $406,100 $456,800 $507,600 $558,300 $609,100 $659,800 $710,600
5.00% $246,600 $295,900 $345,300 $394,600 $443,900 $493,200 $542,500 $591,900 $641,200 $690,500
5.25% $239,700 $287,700 $335,600 $383,600 $431,500 $479,500 $527,400 $575,400 $623,300 $671,300
5.50% $233,200 $279,800 $326,400 $373,100 $419,700 $466,300 $513,000 $559,600 $606,200 $652,800
5.75% $226,900 $272,200 $317,600 $363,000 $408,300 $453,700 $499,100 $544,500 $589,800 $635,200
6.00% $220,800 $265,000 $309,100 $353,300 $397,500 $441,600 $485,800 $529,900 $574,100 $618,300
6.25% $215,000 $258,000 $301,000 $344,000 $387,000 $430,000 $473,000 $516,000 $559,000 $602,000
6.50% $209,400 $251,300 $293,200 $335,100 $377,000 $418,900 $460,800 $502,700 $544,600 $586,500
6.75% $204,100 $244,900 $285,800 $326,600 $367,400 $408,200 $449,000 $489,900 $530,700 $571,500
7.00% $199,000 $238,800 $278,600 $318,400 $358,200 $398,000 $437,800 $477,600 $517,400 $557,200
7.25% $194,100 $232,900 $271,700 $310,500 $349,300 $388,100 $426,900 $465,800 $504,600 $543,400
7.50% $189,300 $227,200 $265,100 $302,900 $340,800 $378,700 $416,500 $454,400 $492,300 $530,100

County: Honolulu       Bedrooms: 1 Bedroom

% of Median
$ Income		 50%
$61,600		 60%
$73,920		 70%
$86,240		 80%
$98,560		 90%
$110,880		 100%
$123,200		 110%
$135,520		 120%
$147,840		 130%
$160,160		 140%
$172,480
Rate Maximum Affordable Sales Prices (upper limits)
0.00% $0 $0 $0 $0 $0 $0 $0 $0 $0 $0
4.00% $316,900 $380,300 $443,700 $507,100 $570,400 $633,800 $697,200 $760,600 $824,000 $887,400
4.25% $307,600 $369,100 $430,600 $492,100 $553,600 $615,100 $676,600 $738,100 $799,600 $861,200
4.50% $298,600 $358,300 $418,000 $477,800 $537,500 $597,200 $656,900 $716,600 $776,400 $836,100
4.75% $290,000 $348,000 $406,100 $464,100 $522,100 $580,100 $638,100 $696,100 $754,100 $812,100
5.00% $281,800 $338,200 $394,600 $450,900 $507,300 $563,700 $620,000 $676,400 $732,800 $789,200
5.25% $274,000 $328,800 $383,600 $438,400 $493,200 $548,000 $602,800 $657,600 $712,400 $767,200
5.50% $266,500 $319,800 $373,100 $426,400 $479,600 $532,900 $586,200 $639,500 $692,800 $746,100
5.75% $259,300 $311,100 $363,000 $414,800 $466,700 $518,500 $570,400 $622,200 $674,100 $725,900
6.00% $252,400 $302,800 $353,300 $403,800 $454,200 $504,700 $555,200 $605,600 $656,100 $706,600
6.25% $245,700 $294,900 $344,000 $393,200 $442,300 $491,500 $540,600 $589,700 $638,900 $688,000
6.50% $239,400 $287,200 $335,100 $383,000 $430,900 $478,700 $526,600 $574,500 $622,400 $670,200
6.75% $233,300 $279,900 $326,600 $373,200 $419,900 $466,500 $513,200 $559,800 $606,500 $653,200
7.00% $227,400 $272,900 $318,400 $363,900 $409,300 $454,800 $500,300 $545,800 $591,300 $636,800
7.25% $221,800 $266,100 $310,500 $354,900 $399,200 $443,600 $487,900 $532,300 $576,600 $621,000
7.50% $216,400 $259,700 $302,900 $346,200 $389,500 $432,800 $476,000 $519,300 $562,600 $605,900

County: Honolulu       Bedrooms: 2 Bedrooms

% of Median
$ Income		 50%
$69,300		 60%
$83,160		 70%
$97,020		 80%
$110,880		 90%
$124,740		 100%
$138,600		 110%
$152,460		 120%
$166,320		 130%
$180,180		 140%
$194,040
Rate Maximum Affordable Sales Prices (upper limits)
0.00% $0 $0 $0 $0 $0 $0 $0 $0 $0 $0
4.00% $356,500 $427,800 $499,100 $570,400 $641,700 $713,100 $784,400 $855,700 $927,000 $998,300
4.25% $346,000 $415,200 $484,400 $553,600 $622,800 $692,000 $761,200 $830,400 $899,600 $968,800
4.50% $335,900 $403,100 $470,300 $537,500 $604,700 $671,900 $739,000 $806,200 $873,400 $940,600
4.75% $326,300 $391,600 $456,800 $522,100 $587,300 $652,600 $717,800 $783,100 $848,400 $913,600
5.00% $317,100 $380,500 $443,900 $507,300 $570,700 $634,100 $697,600 $761,000 $824,400 $887,800
5.25% $308,200 $369,900 $431,500 $493,200 $554,800 $616,500 $678,100 $739,800 $801,400 $863,100
5.50% $299,800 $359,700 $419,700 $479,600 $539,600 $599,600 $659,500 $719,500 $779,400 $839,400
5.75% $291,700 $350,000 $408,300 $466,700 $525,000 $583,300 $641,700 $700,000 $758,300 $816,700
6.00% $283,900 $340,700 $397,500 $454,200 $511,000 $567,800 $624,600 $681,400 $738,100 $794,900
6.25% $276,400 $331,700 $387,000 $442,300 $497,600 $552,900 $608,200 $663,500 $718,800 $774,000
6.50% $269,300 $323,100 $377,000 $430,900 $484,700 $538,600 $592,400 $646,300 $700,200 $754,000
6.75% $262,400 $314,900 $367,400 $419,900 $472,400 $524,900 $577,300 $629,800 $682,300 $734,800
7.00% $255,800 $307,000 $358,200 $409,300 $460,500 $511,700 $562,800 $614,000 $665,200 $716,400
7.25% $249,500 $299,400 $349,300 $399,200 $449,100 $499,000 $548,900 $598,800 $648,700 $698,600
7.50% $243,400 $292,100 $340,800 $389,500 $438,200 $486,900 $535,500 $584,200 $632,900 $681,600

County: Honolulu       Bedrooms: 3 Bedrooms

% of Median
$ Income		 50%
$77,000		 60%
$92,400		 70%
$107,800		 80%
$123,200		 90%
$138,600		 100%
$154,000		 110%
$169,400		 120%
$184,800		 130%
$200,200		 140%
$215,600
Rate Maximum Affordable Sales Prices (upper limits)
0.00% $0 $0 $0 $0 $0 $0 $0 $0 $0 $0
4.00% $396,100 $475,400 $554,600 $633,800 $713,100 $792,300 $871,500 $950,700 $1,030,000 $1,109,200
4.25% $384,400 $461,300 $538,200 $615,100 $692,000 $768,900 $845,800 $922,700 $999,600 $1,076,400
4.50% $373,300 $447,900 $522,600 $597,200 $671,900 $746,500 $821,200 $895,800 $970,500 $1,045,100
4.75% $362,500 $435,100 $507,600 $580,100 $652,600 $725,100 $797,600 $870,100 $942,600 $1,015,100
5.00% $352,300 $422,800 $493,200 $563,700 $634,100 $704,600 $775,100 $845,500 $916,000 $986,400
5.25% $342,500 $411,000 $479,500 $548,000 $616,500 $685,000 $753,500 $822,000 $890,500 $959,000
5.50% $333,100 $399,700 $466,300 $532,900 $599,600 $666,200 $732,800 $799,400 $866,000 $932,600
5.75% $324,100 $388,900 $453,700 $518,500 $583,300 $648,200 $713,000 $777,800 $842,600 $907,400
6.00% $315,400 $378,500 $441,600 $504,700 $567,800 $630,900 $694,000 $757,100 $820,100 $883,200
6.25% $307,200 $368,600 $430,000 $491,500 $552,900 $614,300 $675,700 $737,200 $798,600 $860,000
6.50% $299,200 $359,100 $418,900 $478,700 $538,600 $598,400 $658,300 $718,100 $778,000 $837,800
6.75% $291,600 $349,900 $408,200 $466,500 $524,900 $583,200 $641,500 $699,800 $758,100 $816,400
7.00% $284,300 $341,100 $398,000 $454,800 $511,700 $568,500 $625,400 $682,200 $739,100 $795,900
7.25% $277,200 $332,700 $388,100 $443,600 $499,000 $554,500 $609,900 $665,400 $720,800 $776,300
7.50% $270,500 $324,600 $378,700 $432,800 $486,900 $541,000 $595,100 $649,100 $703,200 $757,300

County: Honolulu       Bedrooms: 4 Bedrooms

% of Median
$ Income		 50%
$83,200		 60%
$99,840		 70%
$116,480		 80%
$133,120		 90%
$149,760		 100%
$166,400		 110%
$183,040		 120%
$199,680		 130%
$216,320		 140%
$232,960
Rate Maximum Affordable Sales Prices (upper limits)
0.00% $0 $0 $0 $0 $0 $0 $0 $0 $0 $0
4.00% $428,000 $513,600 $599,300 $684,900 $770,500 $856,100 $941,700 $1,027,300 $1,112,900 $1,198,500
4.25% $415,400 $498,500 $581,600 $664,600 $747,700 $830,800 $913,900 $997,000 $1,080,000 $1,163,100
4.50% $403,300 $484,000 $564,600 $645,300 $726,000 $806,600 $887,300 $967,900 $1,048,600 $1,129,300
4.75% $391,700 $470,100 $548,400 $626,800 $705,100 $783,500 $861,800 $940,200 $1,018,500 $1,096,900
5.00% $380,700 $456,800 $532,900 $609,100 $685,200 $761,300 $837,500 $913,600 $989,700 $1,065,900
5.25% $370,100 $444,100 $518,100 $592,100 $666,100 $740,100 $814,100 $888,200 $962,200 $1,036,200
5.50% $359,900 $431,900 $503,900 $575,900 $647,800 $719,800 $791,800 $863,800 $935,800 $1,007,700
5.75% $350,200 $420,200 $490,200 $560,300 $630,300 $700,300 $770,400 $840,400 $910,400 $980,500
6.00% $340,800 $409,000 $477,200 $545,300 $613,500 $681,700 $749,800 $818,000 $886,200 $954,400
6.25% $331,900 $398,300 $464,600 $531,000 $597,400 $663,800 $730,200 $796,500 $862,900 $929,300
6.50% $323,300 $388,000 $452,600 $517,300 $581,900 $646,600 $711,300 $775,900 $840,600 $905,300
6.75% $315,100 $378,100 $441,100 $504,100 $567,100 $630,100 $693,100 $756,200 $819,200 $882,200
7.00% $307,200 $368,600 $430,000 $491,400 $552,900 $614,300 $675,700 $737,200 $798,600 $860,000
7.25% $299,600 $359,500 $419,400 $479,300 $539,200 $599,100 $659,000 $718,900 $778,800 $838,800
7.50% $292,300 $350,700 $409,200 $467,600 $526,100 $584,500 $643,000 $701,400 $759,900 $818,300

County: Honolulu       Bedrooms: 5 Bedrooms

% of Median
$ Income		 50%
$89,350		 60%
$107,220		 70%
$125,090		 80%
$142,960		 90%
$160,830		 100%
$178,700		 110%
$196,570		 120%
$214,440		 130%
$232,310		 140%
$250,180
Rate Maximum Affordable Sales Prices (upper limits)
0.00% $0 $0 $0 $0 $0 $0 $0 $0 $0 $0
4.00% $459,700 $551,600 $643,500 $735,500 $827,400 $919,400 $1,011,300 $1,103,200 $1,195,200 $1,287,100
4.25% $446,100 $535,300 $624,500 $713,800 $803,000 $892,200 $981,400 $1,070,600 $1,159,900 $1,249,100
4.50% $433,100 $519,700 $606,400 $693,000 $779,600 $866,200 $952,900 $1,039,500 $1,126,100 $1,212,700
4.75% $420,700 $504,800 $589,000 $673,100 $757,300 $841,400 $925,500 $1,009,700 $1,093,800 $1,178,000
5.00% $408,800 $490,600 $572,300 $654,100 $735,900 $817,600 $899,400 $981,100 $1,062,900 $1,144,700
5.25% $397,400 $476,900 $556,400 $635,900 $715,400 $794,800 $874,300 $953,800 $1,033,300 $1,112,800
5.50% $386,500 $463,800 $541,100 $618,400 $695,700 $773,000 $850,300 $927,600 $1,004,900 $1,082,200
5.75% $376,100 $451,300 $526,500 $601,700 $676,900 $752,100 $827,300 $902,500 $977,700 $1,053,000
6.00% $366,000 $439,200 $512,400 $585,700 $658,900 $732,100 $805,300 $878,500 $951,700 $1,024,900
6.25% $356,400 $427,700 $499,000 $570,300 $641,600 $712,800 $784,100 $855,400 $926,700 $998,000
6.50% $347,200 $416,600 $486,100 $555,500 $625,000 $694,400 $763,800 $833,300 $902,700 $972,200
6.75% $338,400 $406,000 $473,700 $541,400 $609,000 $676,700 $744,400 $812,100 $879,700 $947,400
7.00% $329,900 $395,800 $461,800 $527,800 $593,700 $659,700 $725,700 $791,700 $857,600 $923,600
7.25% $321,700 $386,000 $450,400 $514,700 $579,100 $643,400 $707,700 $772,100 $836,400 $900,800
7.50% $313,900 $376,600 $439,400 $502,200 $564,900 $627,700 $690,500 $753,300 $816,000 $878,800

Occupancy guideline reference (HAR §15‑308‑25): Studio—1 person; 1BR—2 persons; 2BR—3 persons; 3BR—4 persons; 4BR—5 persons.
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Mortgage & Pricing Assumptions

  • Mortgage term: 30 years (360 monthly payments).
  • Mortgage expense: 28.00% — Principal & Interest (P&I) only.
  • Down payment: 5.00%.
  • Max housing expense: 38.00% — If the sum of monthly P&I, real property taxes, HOA/maintenance, PMI (if applicable), homeowner’s insurance, and lease rent (if any) exceeds 38% of monthly income, maximum pricing may be adjusted downward.

Notes

These income limits are not used for projects funded with tax credits under IRC §42 or tax exempt housing bonds under IRC §142 (e.g., LIHTC, RHRF). For MTSP/Tax Credit rental program projects, refer to HHFDC’s posted MTSP Income Limits.