HHFDC for Homeowners: Program Obligations
Posted on Jun 29, 2026 in Main
HHFDC Services for Residents
Residential Leasehold Services
HHFDC Request for Lease Information
Access guidelines and PDF forms for formal property action approvals and lease management.
To ensure your property remains in compliance with HHFDC requirements, this section provides a detailed breakdown of your ongoing obligations, including specific administrative actions that require HHFDC’s prior written consent, such as refinancing, adding or removing names from your title, or placing your property into a trust.
How to Stay HHFDC Compliant
For properties subject to Buyback and Shared Appreciation Equity (SAE) programs these are the actions that required HHFDC Prior Written Consent:
MAINTAIN OWNER OCCUPANT
HHFDC’s affordable programs MANDATE owner occupant for as long as the HHFDC program(s) is/are in effect.
REFINANCE or HELOC
HHFDC recommends lender submit request and borrower’s signed authorization on behalf of the owner.
PUT YOUR PROPERTY INTO A TRUST
Property placed into your trust without prior consent will require correction by taking the property out of the trust.
SAE PAYOFF
Owner, owner’s agent or owner’s escrow agent may submit request for information with signed authorization or purchase contract.
ALL OF THESE REQUIRE PRIOR WRITTEN CONSENT
ADD TO TITLE
Adding someone to title. Must be approved and meet HHFDC qualifications.
REMOVE FROM TITLE
Documentation is required to remove someone from title.
SELL PROPERTY
Sale may still be subject to HHFDC’s affordable program requirements. Send written request for confirmation.
SEEK LEGAL ADVICE
Contact your financial advisor or legal counsel to understand your obligations and options under HHFDC’s affordable program.
(The above graphic is available as a flyer in PDF format. Download here.)
If you need to request information regarding your property or require official HHFDC administrative action, please download and complete the appropriate form below.
SAE / Buyback Information
This form is used to formally request HHFDC review of your program status regarding buyback options or equity calculations. It ensures that all administrative processing for your home’s affordability restrictions is documented and compliant with state requirements.
How to Submit a Request
Send the above completed documents with any required attachments to HHFDC:
Mail: HHFDC – ATTN: RES, 677 Queen St #300, Honolulu HI 96813
Fax: (808) 587-0600
Email: [email protected]
