Hawaiʻi Housing Finance & Development Corporation

BREAKING NEWS: FY 2027 Mixed Income Rental Program (MIRP) Funding Round AVAILABLE NOW

What is HHFDC?

HHFDC’s core mission is to increase the availability of affordable housing for Hawai’i’s lower and moderate-income families by developing and financing new housing opportunities.

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First Three Homebuyers to Close under Hale Kamaʻāina Mortgage Program

The Hawaiʻi Housing Finance and Development Corporation has officially celebrated its first three homeowners to successfully complete their mortgage loans via the Hale Kamaʻāina Mortgage Program.

Through Hale Kamaʻāina, a couple purchased a three-bedroom townhome in Mililani. Another homeowner purchased a two-bedroom condominium in downtown Honolulu and the third homeowner purchased a one-bedroom condominium in Makiki.

🗓️ Board Meeting Schedule

💰 HUD Income Guidelines

🏠 Affordable Housing Inventory List

🏆 History of Project Awards

📂 History of Consolidated Applications

📝 Reports and Studies

Affordable Housing Pipeline Dashboard

HHFDC’S CURRENT PROGRAMS

FY 2027 MIXED INCOME RENTAL PROGRAM FUNDING ROUND (MIRP)

Build the next generation of mixed-income communities with the support of the Mixed-Income Rental Program.

Through flexible financing, the program helps developers deliver quality rental housing that serves Hawaii’s workforce and residents across a range of income levels.

By supporting economically integrated communities and long-term affordability, the program helps maximize State housing resources while creating lasting impact. Priority is given to projects serving households earning up to 140% of the area median income (AMI).

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HALE KAMA’AINA MORTGAGE PROGRAM

Designed for first-time homebuyers, qualified borrowers may receive competitive fixed-rate 30-year mortgage financing with optional down payment assistance.

HHFDC currently has $30 million available for this program, which has successfully helped numerous local buyers achieve the dream of homeownership across the islands.

Whether you are looking for a starter property in an urban center or a long-term residence in a quiet community, our team is dedicated to guiding you through every step of the lending process. By prioritizing local families and workforce needs, we strive to make the path to property ownership both accessible and sustainable for everyone in Hawaiʻi.

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2025 HHFDC Pipeline (by island)

The “2025 HHFDC Pipeline (by island)” page serves as a vital tracking tool for future workforce housing units.

CLICK HERE TO LEARN MORE

SPECIAL FEATURE

Learn about Hawaii’s efforts to make homeownership more accessible through programs like the Equity Pilot Program and the Hale Kama’āina Mortgage Program (Via KHON2 News)

LATEST News & Headlines

Accessibility Notice: All documents provided on this page are in PDF format. HHFDC is actively working towards full compliance with ADA Title II standards for all digital content. If you encounter difficulty accessing any of these files, please contact us, and we will make every effort to provide the information in an accessible format that meets your needs.

2026

NEWS RELEASE (May 8, 2026): HHFDC celebrates first three homebuyers to close under Hale Kamaʻāina Mortgage Program. See details here.
(04/16/26) Notice of Public Hearing: Amendment to Chapter 15-307, Hawaiʻi Administrative Rules (HAR), State Assisted Land and Housing Development Program.
- To view the Public Hearing Notice, go here.
- For the May 20, 2026 Public Hearing Teams meeting link, click here.
(03/02/26) Notice of Public Comment: HHFDC’s draft Program Year 2026 Annual Action Plan is now available for public view and comment.
- To view the Notice of Public Comment for the draft PY2026 Annual Action Plan, go here.
- To view the draft PY2026 Annual Action Plan, go here.
(02/17/2026) PUBLIC HEARING NOTICE: (virtual and telephonic) to hear and consider comments concerning the proposed issuance of Multi-family Housing Revenue Bonds.
- A public hearing on the proposed issuance will be held on Friday, February 27, 2026. Full details are available here.
(01/29/2026) HHFDC’s 2025 Annual Report / Financial and Compliance Audit (combined) is publicly available here. The stand alone 2025 Financial and Compliance Audit can be found here.
(01/22/2026) HHFDC’s 2025 Annual Report is now available here.

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